Eric's Credit Community

ABOUT ME:

I just turned 34 March 1. I?m engaged. I don?t have any children. I have a BS in Business Management. I have been at my job for 5 years, but I?m also an entrepreneur. I?m a real estate agent (for 5 years, www.feliciaproperties.com) and I also have graphic design business (for 7 years, www.custombiz.net). My plan is to take these businesses to the next level this year so I can eventually quite my job and work for myself. I also need to get my credit back in order so I can get the financial backing that I will need. I invest in real estate as well and currently have a property I?m selling now. When it does sell I would use the money to pay off this loan early.

EXPLANATION OF BAD CREDIT:

The one Delinquent for $248 is current and I can provide proof if necessary. The judgment on my credit is ?satisfied? and has been since 2002. Most of the inquiries are old accept for a few this year from trying to get a loan.

I plan on using the money for business equipment and advertising.

HERE ARE MY MONTHLY FINANCIAL DETAILS:

My current annual income is: $71,000
Spouse?s annual income: $50,000

Car loan: $475 a month
Credit Cards: $350 a month
Student loan: $260 a month
Housing: $1478.00 a month
Gas: $100 a month
Food: $250 a month
Car Insurance: $600 every six months

WHAT I WILL DO WITH THE MONEY LOANED TO ME:
I will pay off my credit cards and use the rest for business advertising.

I will have $2000 left to make the payments on my Prosper loan.

I'm asking for a chance to prove myself and to get my credit scores back up to where they use to be and higher. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it.

Thank you for help.