Conquer the debt!

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Listing Information
Amount: $3,200.00 Status: Loan created
Grade: C DTI: 35%
Lender Rate: 13% Borrower: TheGodfatherXX
Time Left: Finished State: NY
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2007-04-09 EricsCC ROI: 10%
Status History
Apr 07, 2007 Current
I am a 25 year old college graduate, aspiring writer, civil servant and proud union member.  Before beginning my current job in November, I worked for the same company for five years.  I currently make a little over $23,500 a year, taking home $1300 each month.  I live with my girlfriend, who is also a civil servant.  She takes home about $2400 each month, and we split living expenses.

My budget is as follows:
Rent/Utilities: $360
Credit cards: $175
Student loans: $270
Groceries: $100
Savings: $150

This leaves me with $245 each month for entertainment, contingencies, etc.  I walk to work and do not use a car, so I don't have transportation expenses.

If funded, I will use this loan to pay off three high-interest credit cards.  As you can see, my budget includes $175 for debt payments, so this loan will be easy for me to repay.

Please feel free to ask whatever questions you may have.
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