In need of some angels.
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | C | DTI: | 20% |
| Lender Rate: | 15% | Borrower: | basil2007 |
| Finished | State: | IL | |
| Funded: | 79% | Group: | Debt Consolidators |
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About Me: I am a 30-year-old female living in Illinois. I am employed as a Juvenile Detention Officer for the County I live in. I make a salary of approximately $30,000 a year. I enjoy my job and the teenagers I supervise. In addition to working full time I help take care of my 51-year-old mother, who was diagnosed with Invasive Inflammatory Breast Cancer. This cancer has spread from her right breast to her left breast, to her lungs, her liver, her kidney, and her throat. She endured a mastectomy of her right breast in November 2006 and she regularly attends chemotherapy sessions to help keep the cancer from spreading. My mom is unable to work due to her battle with cancer, and my father was hospitalized in August 2005 and underwent heart valve replacement and bypass surgery. This was his second heart surgery he had his aortic artery rebuilt in 1996 due to an aneurysm. My father is 71 years old and also unable to work due to previous heart problems and other medical conditions. I do the best I can to help out with their household, living, and medical expenses. They have insurance, but it is close to being maxed out and it pays out at 50 to 80% which doesn?t quite help that much. I want to help them in any way that I can and feel that it is my responsibility to do so since I am their only child. Seeking a Loan: I am seeking a loan to pay off some of my own credit cards and other expenses at a lower interest rate than what I currently pay. This would help me pay off the loan faster and help me feel better about having my paycheck more available to help my parents. I have some delinquencies on my credit report but I am working with an attorney to resolve this matter. Loan Repayment: I gross a monthly income of around $2100.00. Some months it?s more. Monthly Expenditures: Car Payment: 377.00 Rent: 150.00 (shared payment) Water: 20.00 (shared payment) Cable: 10.00 (shared payment) Electric: 75.00 to 125.00 a month (shared payment) Cell Phone: 30.00 (shared plan) Gas for Car: 40.00 to 50.00 a month Credit cards: varies I usually pay off some balances but I would say 250.00 to 500.00 a month, this should be eliminated with this Prosper loan. My card debt is the result of helping with my mom?s medical bills. I do allocate some money for clothing every now and then. Food expenses: This varies but most of my meals are paid through my job. I would guess I spend maybe $50.00 on food a month. I am primarily hoping to consolidate many of my payments into one single payment. At the advice of my attorney, he suggested I open several accounts and pay off the balances or pay the payments on time to help raise my credit score. That tactic has helped raise my score to a C. Accounts I will consolidate with the prosper loan: Loan: $906.39 Credit Card 1: $451.12 at 18.40% Credit Card 2: $867.03 at 27.90% Credit Card 3: $1066.05 at 23.99% Credit Card 4: $977.15 at 24.95% Total: $4267.74 The remaining $732.26 (approx.) will go toward my mom?s electricity and hospital bills. Thank you to whoever can help me out with a loan. I promise to pay it back in a responsible and timely manner! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 112422 | Needing loan to consolidate bills, help mother with cancer. | C | $5,000 @ 13% | Mar 17, 2007 | Expired |
| 117853 | Consolidating Debt Re-list ; last try 79% | C | $5,000 @ 14% | Apr 02, 2007 | Loan created |
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