I want to better my FICO score
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 18% |
| Lender Rate: | 20% | Borrower: | DoubleJinMD |
| Finished | State: | MD | |
| Funded: | 100% | Group: | Business Owners Cooperative |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-04-12 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Apr 12, 2007 | Current |
| Mar 28, 2008 | Late |
| Apr 13, 2008 | 1 month late |
| May 24, 2008 | 2 months late |
| May 29, 2008 | 1 month late |
| Jun 11, 2008 | Late |
| Jun 13, 2008 | 1 month late |
| Jun 28, 2008 | Late |
| Jul 09, 2008 | Current |
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I am John, and I have written a better idea of who I am in the description area of my ?Borrowers Information? profile. Please take a look at it there, so you will know more about me, and my past. Purpose of loan: I want to pay off and down my credit cards, as well as a Tax lien, and $7,500 for a Insurance down payment for my company. I have (1) C.C. FNBC ($3200) that I really want to pay off and be done with that was closed a few years ago because the bank went belly up, and a trust took it over. JC Penny ($600), Household Bank ($400), Barclay Bank ($1100) and the Tax lien ($1100) add up to around $6,500 Once a year I have to pay my company?s Insurance of $25,000 and the Down Payment of $7,500 is always the hardest amount to come up with each and every year. My credit: I talked about my credit in my member summary description. There are also (2) car loans that I had co-signed for on my credit report that I had to take action on. I took the cars back and sold them, so they are paid off, but not before messing up my credit. Net monthly income: $2,670 Monthly expenses: $1,790 Left over after expenses: $880 Thank you for your consideration in funding this loan. |
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