PAYOFF DEBT & CREDIT REPAIR
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 30% |
| Lender Rate: | 13% | Borrower: | southernhunter |
| Finished | State: | LA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-04-10 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Apr 10, 2007 | Current |
| Sep 26, 2008 | Late |
| Oct 12, 2008 | 1 month late |
| Oct 16, 2008 | Current |
|
This is my 3rd attempt for borrowing. My first 2 were not funded but since my last request to borrow, my Credit Grade increased from an E to a C due to an error that was indeed repaired. I am 32 years old, married for 8 years, 3 children ages 5, 3 and 9 mos. I have been with my current employer for 7 mos and the one prior to that, 7 yrs. The only reason for me leaving my previous place of employment was due to Hurricane Katrina moving my family and I out of the New Orleans area. I have always been responsible with my finances but 3 years ago my credit scores slipped due to a medical condition (Pulminary Embolus) that my wife had after our 2nd child and she received thousands in medical bills that we had to charge on credit cards because our health ins didn't cover certain costs.... AND we were reported delinquent on a few things due to the Hurricane and us not receiving our statements timely. But things have improved since then and I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. The money will be used as follows: $4500.00 to payoff the remainder in credit cards that we have and $2500.00 used as a reserve. Our financials are as follows: $795 mtg, $350 utilities, $735 auto, 250 ins, $740 school, $450 misc. I net $3000 twice per month and my wife nets $845 twice per month. Please consider me as a borrower. You will not be let down. Thanks so much.. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 102253 | DOWN PMT FOR PROPERTY | E | $8,000 @ 17% | Feb 21, 2007 | Expired |
| 107527 | REBUILD AFTER KATRINA | E | $6,500 @ 18% | Mar 06, 2007 | Expired |
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