Diamond in the Rough
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|Loan Status:||Default||Origination Date:||2007-04-02||EricsCC ROI:||-84%|
|Apr 02, 2007||Current|
|Jul 19, 2007||Late|
|Aug 03, 2007||1 month late|
|Sep 03, 2007||2 months late|
|Oct 03, 2007||3 months late|
|Nov 03, 2007||4+ months late|
|Dec 28, 2007||Default|
Hi, I am requesting a loan for the sole purpose of paying off my high interest loans, credit cards and misc. debts. This loan will help considerably in my efforts to leverage my debt and pursue my entrepreneurial aspirations. I?ve endured a turbulent marriage that has a direct correlation on my past financial instability. Now that this personal problem has been rectified, I would greatly appreciate it if a prospective lender could carefully consider my objective to reduce my financial burden. Given that my credit isn?t perfect, I am willing to pay 28% on this loan to offset my current higher interest liabilities. I do not want to spend an un-godly amount of my hard earned money on ridiculous interest (primarily from payday advances) for months to come. I would like to utilize my funds more appropriately so that I may pay off my debt, improve my fico score and ultimately purchase a house. In essence, my life is for my children (AJ & Deidra) so I?m being assertive about my financial status/future and requesting your financial assistance. My reassurance to you is that my employment history is solid (2 employers, 10 yrs total since graduating from college) and I?m very good in my line of work. My present employment has yielded consistent raises and bonuses at a rate of 8.5% a year. Furthermore, at the request and testimonials from various executives, I intend to launch an independent contractor business (for the purpose of supplemental income) in the coming months. I have a bright future ahead of me and I intend to payback any loan awarded to me prior to the maturity date, when feasible. If the information provided in this profile isn?t enough to gain your trust, I?m willing to utilize my used vehicle as collateral (Kelly Blue Book Value = $2,040).
MY MONTHLY NET INCOME: $3,467 Not including bonuses and other income sources that can be utilized to payback this loan in case of emergency.
MONTHLY EXPENSES: Hsbc Auto $625, Infinity Auto Insurance $72, Gas $80, Rent - $625, Utilities/Cable $185, Health Ins. $135, Daycare $250, *CashCall $199 Phone - $59 *Aaron Rent $170, *Credit Cards $75, *Check Into Cash $90, *United Cash Loan $90, *Ameriloan $75, *Cashntusa $90, *US Fast Cash $90, Food - $250 Sallie Mae(Sch.Ln) - $0 (*currently in deferment status - $72/month).In essence, this loan will free up $879 of cash flow that will be more than ample to pay this loan at 28%. If approved, I will make this Prosper loan my highest priority considering I would be sincerely grateful and the fact that I don?t want to burn my bridges (if I ever need another loan for future business ambitions). I encourage all interested/skeptical investors to email/call. An opportunity is all I ask and a return on your investment is what you will receive. My contact information is as follows: Phone (626) 215-4419 email@example.com
Thank you for your time and consideration
|Borrower's Other Listings|
|107916||Loan Request||E||$10,000 @ 26%||Mar 07, 2007||Expired|