High Interest Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,001.00 | Status: | Loan created |
| Grade: | E | DTI: | 5% |
| Lender Rate: | 17% | Borrower: | lu5t |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Computer & IT Professionals |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-03-28 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Mar 29, 2007 | Current |
| May 08, 2008 | Payoff in progress |
| May 24, 2008 | Paid |
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Thank you for reviewing my loan request. Purpose I am looking for a small loan to pay off high interest credit card debt. I would have no problem paying off this debt over time as I always pay on time and usually twice the minimum payment, however I would like to pay them off instantly and save money with a lower interest rate. I can guarantee this loan will be paid off early. Income and Expenses 3200 Net income (monthly) 809 Rent 311 Auto loan 105 Auto insurance 250 Food 100 Auto gas 250 Utilities (cable, electric, water) 280 Child Support 75 Mobile phone ------- 1020 Disposable income Employment I have doubled my salary twice in the last 4 years. I am currently working as a Managed Services Coordinator for an Atlanta IT firm. I moved here 4 months ago from Indianapolis where I was a Network Engineer for three years. Before that I served in the US Army as a Computer Analyst in Germany. I have been in the I.T. industry in one form or another for 11 years. Credit History I have a bankruptcy from 2001. My appendix burst while I was uninsured in 2000. I was 20 at the time and more concerned with partying than being a responsible adult. When it came time for me to grow up I claimed bankruptcy on ~20k in medical bills so the Army would let me join their ranks, and it was worth it as a life lesson in discipline and responsibility. Since then I have strived to provide for my new family, to keep my obligations met, and to advance my career. |
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