Going for a higher credit score
| Loan Information |
| Loan Status:
| Current |
Origination Date:
| 2007-03-26 |
EricsCC ROI:
| 12% |
| Status History |
| Mar 24, 2007 |
Current |
| Feb 10, 2008 |
Late |
| Feb 20, 2008 |
Current |
Hello All:. I am requesting this loan to improve my credit situation by paying off credit cards and 1 loan. I had to file bankruptcy in 2002 due to my late wife?s huge medical bills. I am not aware of what the delinquency on my credit report refers to. The numerous inquiries on my report are related to me thinking about refinancing my adjustable rate mtg. to a fixed one. I am planning to use this loan opportunity as a step toward financial success and a higher credit score. If you support me in this endeavor, I will not let you down. Making these payments each month will be Priority 1. Looking at my budget will clearly show this is possible. The credit cards to be paid off are: Orchard-1400.00, Select Comfort-970.00, Walmart-700.00, Lowe?s-625.00, Osterman?s-550.00, Sams-540.00, Lowe?s-460.00. The loan is at Personal Finance-2150.00. The monthly payments for these=534.00 Monthly Budget-net income after all deductions- 2400.00 retirement- 1250.00 3650.00 Mtg.-1166.00 Phone-80.00 Citizens Gas-121.00 Elec.+ Water-100.00 Car/Ins-2cars-500.00 Food-300.00 Cable/Internet-130.00 Cell-45.00 Security system-40.00 Home Warranty-40.00 Credit Cards that won?t be paid off with the Prosper loan-387.00 Total Monthly Exp.2922.00 As you can see, I am more than financially capable of making this payment . |
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