LENDERS Please help me consolidate my credit card debt!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,200.00 | Status: | Loan created |
| Grade: | C | DTI: | 10% |
| Lender Rate: | 13% | Borrower: | ptarias1 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-03-21 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Mar 22, 2007 | Current |
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Thank you very much for reviewing my loan proposal. About Me: Hi! I am 29 Years old and I work in a Network Marketing company named Travel One International and have been working in it over 3 years. I have no children. My family consists of 1 brother, my mother and my father. I travel constantly due to the nature of my work. I love traveling throughout the world and visiting my parents and my friends in Colombia; my native country. Financial Statements (Monthly): Revenue: Income before taxes: Travel One 4,000 to 6,000 Other Investment Income: 500 Net Monthly Income before taxes: Low Average 4,500 Expenses: Rent: 900 Cellphone: 150 Services ( Gas, electricity, water): 180 Cable/ Internet: 80 Car Lease: 350 Car Insurance: 149 Health Insurance Premium: 85 Living Expenses (Fun): 900 Credit Card debt min. payment: 450 (My balances and interest rates are extremely high when compared to my credit score) Other debt: None Business Expenses: 1,000 Net Monthly Expenses: Average 4,244 Cash flow: $256/ month. My plan is to substitute the credit card debt minimum payments with the prosper loan payment. I will have an average of 450 dollars to pay for the loan. Since my loan is only 182.22(Average)/month, I WILL GUARANTEE the early payment of this loan. Not by paying in lump sums but rather by increasing the payment amount monthly and decreasing the life of the loan. Why prosper: I earn a good monthly income and I always pay my debt. My challenge is money management. I love to have fun and take care of myself and therefore, whenever I see an opportunity to buy something I like (credit cards are the opportunity), my impulses make me buy. I do not think when I buy and therefore my credit cards are eating me alive. I know this is my obstacle and this is why I am committing to taking action and overcoming it. I do not like to borrow. But I believe prosper offers me more flexibility than any other financial services provider. I NEED YOUR HELP (LENDERS). I know I can pay and I will pay your loan. Please feel free to ask any questions and I appreciate your time. Thanks again. Bye |
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