Wanting to consolidate some credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 35% |
| Lender Rate: | 18% | Borrower: | Outgoing36 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | AIDS/HIV Research |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-04-02 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Apr 02, 2007 | Current |
| Oct 09, 2008 | Payoff in progress |
| Oct 15, 2008 | Paid |
|
I?m a 42-year-old father of two boys. I?m currently in the Army working at the United State Army Medical Research Institute of Chemical Defense on Aberdeen Proving Ground. I?ve been in the Army for 19 years. I?m currently going through a divorce. During the marriage I accumulated some debt on some high interest credit cards that I would like to pay off. I have found a second job to help eliminate this debt. I work at Saks Fifth Ave. at night. I make 1000.00 dollars a month. My monthly income from the Army is 3800.00. My Monthly expenses are: Net Income---- 3800 from Army 1 1000 from Saks Fifth Ave My Monthly Expenses are: Mortgage?1483 Util---211 Cable 55 Cell Phone?54 Truck Payment ---360 Insurance----100 Credit Cards (6)---200 Finance Company?550 Food, Life, Misc---200 Total 3213 Cash Flow 1587 If I receive a Prosper loan, I plan to pay off my credit cards and the Finance company. I don?t see any problems with paying my Prosper loan I will double up on my monthly Prosper loan to pay it off early. I do have one delinquency on my credit report. It was Discover credit card. This debt has been paid off prior to purchasing my house. In closing: I am honest and hard working. I would like to get out of any major debt prior to retiring out of the Army in June 2009. I also desire to help others in need. I have been working since I was 12 years old. I will pay this debt off on time and in full. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 99555 | To consolidate some high interest loans | C | $15,000 @ 12% | Feb 14, 2007 | Expired |
| 110027 | Consolidate Bills | C | $15,000 @ 21% | Mar 12, 2007 | Withdrawn |
| 227222 | Wanting to consolidate remaning bills | B | $16,500 @ 16% | Nov 06, 2007 | Expired |
| 234324 | Wanting to consolidate remaning bills | B | $16,800 @ 16% | Nov 19, 2007 | Loan created |
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