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I am a 41 year old computer professional that learned financial management late in life; most of my debt came as a result of a divorce and over compensating for the life change. I had some late payments over the last few years due to bad management and lots of traveling for my job. There are some errors on my credit report that I must address, however it does reflect years of naive money management. My goal is to consolidate as much of my high interest revolving debt as possible; I believe only one major account shows on my credit report, I actually have two and one state debt I would like to payoff. The debt totals to around 17k, but in a previous listing I was only approved for 12k, therefore I'm adjusting my request accordingly; I can payoff the balances faster and as usual (especially if the balances are cut in half and there are less finance charges), but at least I can consolidate as much as possible for quick payoff (I really want to raise my credit score). My income is well over 100k (can be verified) so I am capable of paying off my debt as soon as possible, but it will be more manageable with one payment versus multiple payments. I am available to answer any questions. |
