Help Me Get Rid of the Ball and Chain/State Max%
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 36% |
| Lender Rate: | 11% | Borrower: | seriousone |
| Finished | State: | NC | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-03-26 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Mar 24, 2007 | Current |
|
About Me: I am 32 years old, married with one 9 year old daughter. I have been working for my current employer for almost 6 years and I also work part-time as mortgage loan consultant. I want to devote more time in growing my mortgage business to a full-time career and eventually invest in properties here in my area. I have spent quite a bit on marketing my services locally in my area, which is slowly but surely increasing my business. My marketing is now at a halt because of the high interest credit card debts that I have incurred since the very start of my business venture and not to mention my husband was recently laid off of his job, so life is a challenge right now. But hey if things were always good there wouldn't be any room for growth. Explanation of Imperfect Credit: I had some bumps in the road when I was in college. I have since paid all of my negative accounts. To date there are only 2 accounts listed as potentially negative on my credit report. 1-Paid/Closed Collection Account and 1-Paid judgment that has yet been reported properly. I do have proof that it is paid. I paid this account before I closed on my home in July 2006. I am still fighting to have it reported properly on my credit report which is bringing down my credit score tremendously. Nevertheless, I haven't had any late pays on any other accounts in years. What Will I Do With the Money Loaned to Me: I am going to pay off and close all of my high interest rate credit cards and use the remaining for marketing materials. Here are my Financial Details: Net Monthly Income: $ 3200.00 Mortgage include taxes/insurance: $ 826.00 Phone,Cable, Internet: $ 150.00 Electricity/Water: $ 180.00 Car Loans and Operating Expenses: $650 Food: $ 250 Debts that won't be paid with prosper loan: Student Loan (Bal 3000) 54.00 (4% Best Buy (Bal 1259.00) 20.00(0% interest until 2008) Clothing/Misc: $ 400 Total monthly expenses: $ 2530.00 I will have $ 670 left over to go towards my prosper loan repayment and dditional marketing materials. CLOSING REMARKS TO LENDERS: As you can see from previous listings I have already made some progess with my credit rating. I went from a D to a B. I am very serious about my credit. So with just a little bit of help rom Proser I can finally get rid of the high interest rate credit cards and build my business to a very lucrative level. I promise to make all payments on time and I will not let my members or lenders down. Thank you for considering my loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 98072 | Help Me Get Rid of the Ball and Chain/State Max% | D | $7,500 @ 14% | Feb 11, 2007 | Withdrawn |
| 99275 | No Late Pays/State Max%(re-list) | D | $5,000 @ 14% | Feb 13, 2007 | Withdrawn |
| 100520 | Free Me From The Ball and Chain/State Max % Rate | D | $4,100 @ 15% | Feb 16, 2007 | Expired |
| 103208 | Invest In My Vision/State Max%(Re-list) | D | $3,500 @ 15% | Feb 24, 2007 | Expired |
| 366281 | Help Us Cut The High Interest and Grow Our Business | C | $12,000 @ 30% | Jul 13, 2008 | Withdrawn |
| 376642 | BUILDING THE BUSINESS/ON TIME PAYMENTS! | C | $7,500 @ 31% | Aug 01, 2008 | Expired |
| 380048 | BUILDING THE BUSINESS/ON TIME PAYMENTS! | C | $7,200 @ 24% | Aug 08, 2008 | Withdrawn |
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