I NEED HELP WITH PAYDAY LOANS
| Listing Information |
| Amount: | $3,000.00 |
Status: | Loan created |
| Grade: | HR |
DTI: | 26% |
| Lender Rate: | 26% |
Borrower: |
yeasmeak
|
| Time Left: | Finished |
State: | ID |
| Funded: | 100% |
Group: |
No New Members
|
| Loan Information |
| Loan Status:
| Default |
Origination Date:
| 2007-03-26 |
EricsCC ROI:
| -49% |
| Status History |
| Mar 24, 2007 |
Current |
| Oct 14, 2007 |
Late |
| Oct 24, 2007 |
Current |
| Nov 10, 2007 |
Late |
| Nov 23, 2007 |
Current |
| Dec 13, 2007 |
Late |
| Dec 19, 2007 |
Current |
| Jan 11, 2008 |
Late |
| Jan 18, 2008 |
Current |
| Feb 10, 2008 |
Late |
| Mar 01, 2008 |
Current |
| Mar 12, 2008 |
Late |
| Mar 28, 2008 |
1 month late |
| Apr 27, 2008 |
2 months late |
| May 27, 2008 |
3 months late |
| Jun 10, 2008 |
2 months late |
| Jun 28, 2008 |
3 months late |
| Jul 27, 2008 |
4+ months late |
| Dec 29, 2008 |
Default |
|
DESCRIPTION. -------------------------------------------------------------------------------- ABOUT ME: I am 54 years old, married for 18 years,1 child age 14. I have been with my current employer for 5 years.EXPLANATION OF BAD CREDIT: I have always been responsible with my finances but 6 years ago my credit scores slipped to HR because....When I lived in Calif.I must of ordered a Capitol One card.Not to my knowledge tho.I never got one, but someone did.They got it out of my mailbox and I never even knew any thing about it until a couple years ago. I've tried to get them to take it off,but they won't.Then in 2003,I bought a 2004 malibu from Rob Green, they ran my credit 18 times. But things have improved since... because.... I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. If my loan is filled I'll stay active in my group to help encourage myself and others to never let their team down by being late with a payment. I am determined to SUCCEED! WHAT I WILL DO WITH THE MONEY LOANED TO ME: $2000 will pay off 6 pay day loans, $1000 I will put in the bank. That will leave me sufficient to pay back my Prosper loan on time every time. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $ Spouse's Income:$1200.00.My income is close to $2000.00 when commission is right.Rent is $400.00 oUR CAR PAYMENT IS $318.00. oUR ELECTRICITY IS $100.00 oUR WATER IS $50.00.Phones are $100.00 wITHOUT THE INTEREST OF 6 PAYDAY LOANS DUE EVERY 2 WEEKS I will definitly have enough money__ left to make the payments on my Prosper loan. CLOSING REMARKS TO LENDERS: As you can see, I am finally in a place where with just a bit of help I could get away from the Devil of payday loans. I really hope that you will trust me enough to Prove I am Better than this, and be able to stay away from these.I Am AN Honest Person and I Swear I won't let the team down and ever miss or be late on a payment!! |
| Borrower's Other Listings |
| 109692 |
I AM WORTHY OF YOUR HELP. |
HR |
$3,000 @ 29% |
Mar 11, 2007 |
Withdrawn |
|
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