Please Help! Consolidate Hight Interest Debt

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: C DTI: 52%
Lender Rate: 16% Borrower: cmleavitt5150
Time Left: Finished State: GA
Funded: 100% Group: Computer & IT Professionals
Loan Information
Loan Status: Default Origination Date: 2007-03-27 EricsCC ROI: -53%
Status History
Mar 27, 2007 Current
Feb 12, 2008 Late
Mar 01, 2008 1 month late
Mar 28, 2008 2 months late
Apr 28, 2008 3 months late
May 28, 2008 4+ months late
Aug 01, 2009 Default
About Me: 
Hello, I?m a Systems Administrator for the Center for Disease Control and Prevention in Atlanta, Georgia. I maintain and design systems that track infection diseases for CDC and various State Health Department to prevent Outbreaks and for Bioterrorism measures.    
    I have several high, high interest rate credit cards with several thousands dollars of debt between them.  I have accumulated the debt over the pass ten years.  Most of the debt is from me having to support myself on my own due to being layoff at my job, supporting myself through college, and having no one to turn to for help.  After I was laid-off from my job I had no choice to go back to school and get a degree because I did not have the necessary job skills go out get any job that I want.  Now, I do but now I?m in deep whole and need help getting out.  I?m always on time with my payment and have never missed a payment.  I?m just not making any headway due to extremely high interest rates. 
    I have listed my debt to income ratio.  I have just recently moved in with my parents and living expense free with them.  So, the only bills I have are my credit cards and auto expenses. I will have plenty of money to pay back the loan. I'm looking to be rid of these high interest rate debts. My group leader has verify my employment and salary so feel free to ask him about it.    

Your help is greatly appreciated and  I thank you very much.  

Sincerely,  
Christopher

Credit Cards Monthly Payments
Mbna                   $330
Beneficial            $225
GM Card             $130
Bank America     $120
Discover               $74
HSBC                  $20
Chase                  $10
Total                    $909
  
All Other Expenses
Auto                    $500
Insurance            $208
Gas                       $80
Total                    $788  

Grand Total:       $1617  

Monthly Income $2610
Expenses             -1617
                            + 993
Borrower's Other Listings
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104289 Need your help for fresh start. C $19,000 @ 17% Feb 27, 2007 Expired
107061 Consolidate high interest credit cards C $10,000 @ 17% Mar 05, 2007 Expired
229940 Please Help! Consolidate Hight Interest Debt E $10,000 @ 20% Nov 11, 2007 Withdrawn
232754 Please Help! Consolidate Hight Interest Debt E $10,000 @ 20% Nov 16, 2007 Expired
237533 Please Help! Consolidate Hight Interest Debt E $5,000 @ 26% Nov 26, 2007 Expired

 

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