Loan needed to pay off 29.99% Credit Card
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,250.00 | Status: | Loan created |
| Grade: | E | DTI: | 16% |
| Lender Rate: | 24% | Borrower: | mattseattle |
| Finished | State: | WA | |
| Funded: | 100% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-05-05 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Jul 12, 2006 | Current |
| May 24, 2008 | Paid |
|
First off, I want to apologize for the many loan listings I've done lately. I did not fully understand how Rewards and Groups worked. I also wanted to change my Description so everyone can fully understand why I need this loan. Second, let me tell you about myself - <span id="lblDescriptionValue">My name is Matt! I am 33 years old and live in the great city of Seattle, Washington. My only income is Social Security disability. You may ask why the disability? I am legally blind due to a rare genetic eye disease called Retinitis Pigmentosa. It's been a progressive disease that has taken it's course over the past 10 years. When I was 23 I had full vision and each year it slowly takes a little a little more of my remaining vision. I've had to learn how to deal with living with impaired vision with aids such as a computer that speaks as I type and a magnifier that enlarges text on the screen. In the future I plan to go back to school to learn a new skill that will allow me to go back to work full time. The reason for the request for the loan is 2 years ago after filing for Bankruptcy I applied for a credit card to rebuild my credit. The interest on that credit card is 29.99% which is quite high and I have a balance of 2199.00 on that card currently. I would like to get a loan on Prosper.com in order to pay that credit card off and cut it up. I would rather pay lenders on here the interest versus a credit card company. Since my bankruptcy I have not been deliquent on any of my bills and slowly rebuilding my credit. My credit score via Experian is 620. I also have a relatively low Debt to Income ratio. It's currently 11% before this loan is counted in. A little bit about my bankruptcy and the reasons for it. I lost my job in 2001 and was unable to find another one due to the bad technology sector and the dot com crash. I did a little consulting but could not keep up with my expenses. In early 2003 I filed for bankruptcy so I could start with a clean slate, so to speak. Also, during this time my vision reached the point where I was declared legally blind and this is when I went on disability. If you have any other questions about this, please feel free to message me. Here is a list of my monthly income and expenses: <span id="lblDescriptionValue"> I receive 2200.00 a month in Social Security Disability. My expenses are as follows: 1000.00 for rent 275.00 a month for utilities (electricity, gas, water, garbage, phone, TV) 200.00 a month for groceries/food 125.00 for health insurance 200.00 a month for credit card bills 50.00 a month for bus/transportation costs Paying off this credit card would really help with my overall plan for the future. I would like to eventually go back to school and be retrained. Please help fund my loan! -Matt |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 8518 | Money to pay off high interest credit cards | E | $1,500 @ 16% | Apr 26, 2006 | Withdrawn |
| 8524 | Trying to pay off high interest credit cards | E | $2,250 @ 16% | Apr 26, 2006 | Withdrawn |
| 9107 | Trying to pay off a high interest credit card | E | $2,250 @ 20% | Apr 27, 2006 | Withdrawn |
| 10725 | Loan needed to pay off 29.99% Credit Card | E | $2,250 @ 20% | May 02, 2006 | Withdrawn |
| 10755 | Loan needed to pay off 29.99% Credit Card | E | $2,000 @ 20% | May 02, 2006 | Withdrawn |
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