Re-List 56%Funded Last 1 E with A attitude @ state Max 23%

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Listing Information
Amount: $6,500.00 Status: Loan created
Grade: E DTI: 32%
Lender Rate: 20% Borrower: azrayman
Time Left: Finished State: AZ
Funded: 100% Group: Lend2's Group
Loan Information
Loan Status: Default Origination Date: 2007-04-02 EricsCC ROI: -71%
Status History
Apr 02, 2007 Current
Nov 23, 2007 Late
Dec 04, 2007 1 month late
Jan 03, 2008 2 months late
Feb 04, 2008 3 months late
Mar 03, 2008 4+ months late
Dec 29, 2008 Default
Hello, I am 47 years old, single father of a 9 year old bundle of fire. Current employer for 31 years and also work caring for special needs children I have been doing this for 9 years.   This is a re-list we hit 56% last time. Thank you to all the lenders who bid. Please ask any questions you might have. I am at the state Max of 23% My GL has Vetted My income, residence and credit report. Prosper shows 4 current DQS my Credit report shows 1   

View My Credit Report Here  

Reason for E rating: I have always paid my loans on time and been responsible with my finances, 4 years ago I was in a roll over accident. I was out of work for 5 months. I could have filed bankruptcy and been done with it but I don't believe in running from debt. So I took positive action and with some discipline catch up all my loans. When I pulled my credit to apply on prosper I found I had 5 DQS showing. Now it shows 4 as on has been reoved Of the 4, 3 are not loans they are a 181.00 cable bill I found out was not paid when I had the accident. (now paid) two others are bills My name was on when I was married that My ex wife was to pay in the divorce. I have disputed them however if she dose not take care of them I will have to pay them.

WHAT I WILL DO WITH THE MONEY LOANED TO ME:
$3505.00 will pay off the loan on a jeep that is worn out and I cannot sell for what payment of $438.00 a month
$2500.00 will go to pay back money borrowed to retain a lawyer to defend me in court in the custody battle with my ex wife. We share joint custody now but she is asking for full custody in order to reduce my visitation and take my ability to have a say in her treatment for ADHD.  
500.00 Will be used to pay my share of a court ordered custody evaluation by a third party DR.
HERE ARE MY MONTHLY FINANCIAL DETAILS:
Income first employer                                              $2500.00
Income from caring for special needs children            $3000.00
Net income after payroll deductions from all sources: $5500.00

Mortgage/Rent: $1068.90
 Electricity & Water: $230.00
Cell and home phone 129.95
Truck Loan and Operating Expenses: $1200.00
Food: $300.00
Cable/Internet: $100.00
Child support, expenses for children, etc. $540.00
Credit cards: $60.00
Other Mic entertainment: $200.00
Boat Payment $300.00  
Total Monthly Expenses: $4258.85
Total left over: $1341.15
Prosper loan Payment: $251.61
Total left at end of month $1089.54    

I will have $1089.54 left after I make my prosper payment. I intend to make a payment to prosper and one to a savings account each month so I can save a lump sum up and pay the prosper loan off early if the need arises and to also have back up funds to make sure in the event of another unforeseen accident (you never know when it might happen) the loan will be covered.

CLOSING REMARKS TO LENDERS: As you can see, I have a good plan, before the accident I was diligent about my obligations. I may be an E but I am and E with an A attitude on credit. I really hope that you will consider helping me and if you have any questions please feel free to contact me. I
Borrower's Other Listings
92751 Dedicated To Making Life Better Thank You For Your Help E $7,500 @ 20% Feb 03, 2007 Withdrawn
93498 Improving My Life And Credit Rating With Your Help E $9,500 @ 22% Feb 05, 2007 Withdrawn
99744 "At State Max 23% Finish line to recovery in sight" E $9,500 @ 22% Feb 14, 2007 Withdrawn
101615 behind me on this @ state max 23% E $6,500 @ 22% Feb 19, 2007 Expired

 

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