Business Improvement Request
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 33% |
| Lender Rate: | 18% | Borrower: | Tanglez |
| Finished | State: | IN | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-03-16 | EricsCC ROI: | -53% |
| Status History | |
|---|---|
| Mar 15, 2007 | Current |
| Jun 05, 2008 | Late |
| Jun 17, 2008 | 1 month late |
| Jul 17, 2008 | 2 months late |
| Aug 19, 2008 | 3 months late |
| Sep 17, 2008 | 4+ months late |
|
I'm Angel, a small hair salon owner in need of available funds. Married to DeWayne for 14 1/2 yrs. 2 daughters, Kelsey 13 1/2 yrs and Keegan 10 yrs. I recently paid off 4 of the 7 delinquencies on my credit report. The other 3 are slow payments. My husband will have 4 creditors paid off in December. Leaving him only a house payment. His 2006 income: $28,347.97 I did get my utilities caught up. I need a new salon sign and hair products restocked for my retail shelf. I'm often out of stuff causing me to lose a 50% profit. I have a new landlord who is making my salon more efficient lowering my utilities. Fixing the parking lot also. I no longer have to pay for mowing or plowing anymore. I have a stylist who now rents a booth from me. The landlord is moving his business into the building, bringing in more business for me. My 2006 gross sales: $15,400.93 March salon budget: Rent 300.00 Phone 43.14 Electric 25.51 Water 41.60 Gas 114.45 Insurance 56.00 Close call 10.40 Supplies 100.00 ? Total: 691.10 Future plans: To have a salon in my home, buy life insurance and save for my families future. I also want to teach my girls financial responsibility. Please give me a chance to prove I am learning to be financially responsible. Thank You Angel |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 99795 | Business use | HR | $1,000 @ 0% | Feb 14, 2007 | Expired |
| 100893 | Business use | HR | $1,000 @ 18% | Feb 17, 2007 | Expired |
| 103124 | Improving Business | HR | $2,500 @ 18% | Feb 24, 2007 | Expired |
| 107598 | Business Improvement Request | HR | $2,500 @ 18% | Mar 06, 2007 | Withdrawn |
| 226636 | Second Loan | E | $4,000 @ 19% | Nov 05, 2007 | Expired |
| 230870 | Second Loan | E | $4,000 @ 19% | Nov 12, 2007 | Expired |
| 235049 | Interest at State Max | E | $4,000 @ 19% | Nov 20, 2007 | Expired |
| 237103 | One more chance | E | $4,000 @ 19% | Nov 25, 2007 | Expired |
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