Relist - Debt Service Reduction
Homeownership Verified

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Listing Information
Amount: $25,000.00 Status: Loan created
Grade: B DTI: 19%
Lender Rate: 13% Borrower: SmartMoney28
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-03-20 EricsCC ROI: 9%
Status History
Mar 19, 2007 Current

Loan Purpose:

  • I am looking to pay off my two car leases (total remaining balance is $24,305), one of which has a payment of $615/mo and the other has a payment of $470/mo.  This totals $1085/mo.
  • This Prosper loan has a monthly payment of $891/mo, which in effect lowers my monthly debt service by about $194/mo.

Revolving Credit Explaination:

  • The revolving credit is primarily a HELOC for $105K used for home improvements. 
  • Another $15K that I borrowed on a Chase Visa that offered me 3.99% for life
  • An American Express Blue Card with $15,964 also with 3.99% for life.
  • Two Bank of America Visa cards with $25K limits each in the 9% range.

About Me:

  • I have been working in the financial services industry for over 13 years. 
  • Stanford University graduate.
  • I have a six figure income.  
  • I am married, have three children and own my own home. 
  • I work for a Fortune 500 company and look forward to funding this loan as soon as possible. 
  • This is my 2nd Prosper loan.  The first was paid off as promised.
  • Don't miss my 2nd loan, as the first one was funded in 1 day!

Happy Bidding! Thanks for your time and obviously your money!

Borrower's Other Listings
87098 Balance Transfer - Credit Card B $15,000 @ 17% Jan 20, 2007 Loan created
107592 Debt Consolidation - Bid this one Down! B $25,000 @ 15% Mar 06, 2007 Withdrawn
107829 Don't Miss My 2nd Loan - Debt Service Reduction Plan B $25,000 @ 15% Mar 07, 2007 Withdrawn

 

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