PreMed Student in Need of Funding RELISTED @ HIGHER INTEREST
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,550.00 | Status: | Loan created |
| Grade: | C | DTI: | 10,000% |
| Lender Rate: | 13% | Borrower: | UCLApremed-student |
| Finished | State: | CA | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-03-20 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Mar 19, 2007 | Current |
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History: Hello everyone! This past June I graduated with Cum Laude honors (3.65) from UCLA with a Bachelors of Arts in Psychology. Since graduation, I have been working in a post-bach program to pursue a medical degree. I was able to get through school debt free, but unfortunately I no longer quailfy for financial aid; thus, my request for a loan. Credit: As you know, my credit score falls in the C range. This is a result of my lack of credit history. I have had one credit card in my life which I rarely use, and have ALWAYS paid on time. I have never had a delinquency, and I am highly motivated to build my credit history. I will not be late in my payments, and under no circumstances will I default on this or any loan. I believe that Prosper's DTI calculation is wrong...I have no outstanding loans, or credit card balances (other than this loan). Purpose of the Loan: My first two quarters at the UCLA post-bach program has been paid for by my parents; they however, have encouraged me to take out a loan to support myself for this next quarter. Tutions and books will not exceed the loan amount. In fact I only needed $1900.00, however $2550.00 is the minimum loan amount in California. Plan to Pay it Back: I have been volunteering at a lab these past two quarters and they have recently agreed to give me a paid position. I will be working 20 hours a week for 18 dollars an hour. I live a frugal lifestyle (like most students!), and I will not have problems paying the loan off monthly. Thank you for your interest in my loan request. All questions are appreciated! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 102225 | Premed Student in need of short-term funds. | C | $2,550 @ 13% | Feb 21, 2007 | Withdrawn |
| 104121 | PreMed Student in Need of Short-term Funding | C | $2,550 @ 15% | Feb 27, 2007 | Expired |
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