Debt Consolidation-Solid Candidate
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 17% |
| Lender Rate: | 12% | Borrower: | Anthony_Carusa |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Lend2's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-03-26 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Mar 24, 2007 | Current |
| Aug 12, 2008 | Payoff in progress |
| Aug 15, 2008 | Paid |
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Purpose of loan: The purpose of this loan is threefold: 1. Payoff a balance of $9,925 on a personal loan I recently tookout with Cashcall. 2. Payoff and consolidate $8,700 worth of credit card debt. 3. The balance I will attribute to my 2006 tax balance of $10,500 Hello:I am looking for a loan that will help me consolidate these debts into a lower interest bundle. I am currently a Sr. Loan Consultant for a nationwide mortgage company. I have a competitive commission and bonus plan. I can already pay these debts on my own, however, even with "A" credit Cashcall is charging me a ridiculously high rate. Fortunately, A colleague of mine introduced me to Prosper just after I closed and Cashcall doesnt have a prepayment penalty, so I can easily transfer this debt and save on interest. Plus, I would feel much better having individuals like myself make money off me instead of a large corporation. I plan on consolidating my high interest credit card balance with this loan as well. I have cash now and planned on covering the difference of my taxes out of my pocket. My income allows me to pay back this loan promptly and well under schedule. I look forward to your interest in my profile and would love to answer any questions you may have. Income: 2007 Monthly Salary/Commission: $13,750 2006 Salary/Commission: $67,000 I worked 5 months in 2006. This equates to a monthly income of: $13,400. This is comparable to my monthly income for 2007 and plan on working all 12 months. Expenses: My monthly expenses are fairly low. Rent..............$1000 Utilities..........$140 Mobile...........$100 Cars..............$0(paid in full) Insurance.......$50 Credit Min......$187 Cashcall........$246 Total..............$1723 |
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