Home Improvement - Divorced Dad

| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 13% |
| Lender Rate: | 21% | Borrower: | GTfanatik |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Hidden Gems |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-03-15 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Mar 15, 2007 | Current |
|
Loan Request I recently bought a fixer-upper at a good deal and I am requesting funds for home improvements. I am planning to do the following home improvements: Floors - $2,800 Siding - $1,500 Plumbing - $500 I will be able to pay back the loan without a problem. Monthly Income (after taxes): $3,200.00 Mortgage: $850.00 Truck Payment: $350.00 Food: $500.00 Credit Cards: $200.00 Utilities (Monthly): $400.00 As you can see, I have $900 left over every month. The $210/monthly payment will not be a problem. Background After 9 years of marriage, 3 days after our first child was born, my ex-wife decides she is unhappy, packs up and moves back home with her mom and dad to North Georgia. Then comes the divorce and due to being awarded 95% of all marital debt, yep, bankruptcy. I carried our marital debt for over a year before getting so overwhelmed and filing. Prior to this my credit score was perfect, able to buy and do almost anything. Ex and I lived in South Metro Atlanta. I decide my kid is where I need to be so I started looking immediately for housing in the area. Lucky for me I find a house on their same street as my ex-wifes family. I contacted my banker and proceeded to buy this house at a great deal, but it needed some work. If you need further information, please contact me. Please consider me for your funding. Thanks. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 106693 | Home Improvement - Divorced Dad | HR | $5,000 @ 23% | Mar 05, 2007 | Withdrawn |
| 250839 | Child Support - Attorney Fees - Divorced Dad | HR | $7,000 @ 29% | Dec 14, 2007 | Expired |
| 253915 | Attorney Fees - Divorced Dad | HR | $3,001 @ 35% | Dec 20, 2007 | Expired |
| 254972 | Attorney Fees - Divorced Dad | HR | $3,001 @ 35% | Dec 23, 2007 | Withdrawn |
| 255287 | Attorney Fees - Divorced Dad | HR | $3,001 @ 35% | Dec 24, 2007 | Expired |
| 257927 | Attorney Fees - Divorced Dad | HR | $3,001 @ 35% | Dec 30, 2007 | Withdrawn |
| 259256 | Attorney Fees - Divorced Dad | HR | $3,001 @ 29% | Jan 02, 2008 | Loan created |
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