Small loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 46% |
| Lender Rate: | 15% | Borrower: | wheels01 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | The Money Machine |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-03-20 | EricsCC ROI: | -63% |
| Status History | |
|---|---|
| Mar 19, 2007 | Current |
| Jul 05, 2007 | Late |
| Jul 21, 2007 | 1 month late |
| Aug 27, 2007 | 2 months late |
| Sep 21, 2007 | 3 months late |
| Oct 21, 2007 | 4+ months late |
| Nov 23, 2007 | Default |
|
ABOUT ME: I am 39 yrs & have been married for 14 yrs. I have 1 small child. I have worked at the same job for 12 yrs. EXPLANANTION OF HIGH CREDIT Debt ratio: The reason for my high credit debt ratio is because I had to get 2 small loans to repair both of my cars.. Also my daughter had some medical problems last year that caused me to fall behind a little on my bills. In that time frame I was able to keep my credit score high and manage to get everything caught back up..WHAT I WILL DO WITH THIS LOAN: If I get this loan I will use it to pay off my small loanMONTHLY FINANCIAL DETAILS:s. I will then concentrate on paying off my prosper loan $ my credit cards. TOTAL NET INCOME: Self- $2300 , Spouse-$1800 : MONTHLY FINANCIAL DETAILS:Mortgage: 1200 Car:320.00Car Ins. 120.00Electricity:102.00Heating/Gas:65 Telephone:35 Cell:70.00Cable:60.Gas: 120 Food:300 Water:25 Total Credit Card Monthly Payments: $100 Payday Loans: Citi Fiancial :400 Beneficial:300 TOTAL MONTHLY EXPENSES:Income: $4100.00 Expenses w/out PDL's: $3,237.00. I will have $863 left over to pay on my prosper loan. SUMMARY:Thank you for viewing my listing.I know my credit debt is high but my credit score is good. Once I pay off this loan I will be able to help others here on Prosper. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 98341 | Small Buisness loan | B | $25,000 @ 12% | Feb 12, 2007 | Withdrawn |
| 99802 | Loan for small buisness | B | $25,000 @ 20% | Feb 14, 2007 | Withdrawn |
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