relisting - paying off high interest credit card
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,100.00 | Status: | Loan created |
| Grade: | D | DTI: | 60% |
| Lender Rate: | 17% | Borrower: | opsec |
| Finished | State: | IN | |
| Funded: | 100% | Group: | Lend2's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-03-20 | EricsCC ROI: | -47% |
| Status History | |
|---|---|
| Mar 17, 2007 | Current |
| May 06, 2008 | Late |
| May 24, 2008 | 1 month late |
| Jun 21, 2008 | 2 months late |
| Jul 21, 2008 | 3 months late |
| Aug 21, 2008 | 4+ months late |
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I am a 34-year-old mother of two boys. I currently work as a secretary in the mental health field and have done so for 7 1/2 years. My husband is a 36-year-old outside sales rep and has been in his current job for 16 months, but in that field for over 10 years. We are currently requesting a loan to help pay off a high interest credit card with a $3,000 balance and a 29% interest rate. Income: $1,356 (my income) $3,074 (my husband's salary, commission and car allowance) Both incomes are verifiable Monthly expenses: $1,200 first mortgage $442 second mortgage $73 cable/internet $68 phone $150 cell phones (needed for work) $75 credit card $177 credit card (will pay this off with Prosper loan) $266 personal loan $50 medical bills $275 husband's car payment $358 my car payment $400 groceries $100 gas $150 electric $200 utilities If we receive a Prosper loan, we plan to pay off one of our credit cards, which will leave more than enough to pay the Prosper loan payment each month. We do have one delienquency on our credit report, which is one of the credit cards that we want to pay off. We are having a hard time getting ahead with this payment, which causes late payment fees, etc. Thanks for your consideration to fund our loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 105129 | I need help paying off high interest credit cards | D | $5,000 @ 10% | Mar 01, 2007 | Withdrawn |
| 106441 | We need help paying off high interest credit cards | D | $5,000 @ 20% | Mar 05, 2007 | Withdrawn |
| 107384 | Relisting - need help paying off high interest credit cards | D | $5,000 @ 20% | Mar 06, 2007 | Withdrawn |
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