Eric's Credit Community

Hi I am Bri. I am senior in college working on my BA in history, and will be graduating in May. Currently I have $6300 in credit card debt and I wish to pay it off using a Prosper Loan. All my credit cards have a higher interest rate than the one I am seeking through Prosper.

I have proven I am a responsible borrower with my past history of paying bills on time. I have never been late for a single payment and I am committed to paying all my debts on time. Without the loan I can still make all of my payments. But due to the high interest rates it will take me longer to reach a zero balance.  

My credit rating is somewhat low because my revolving balance is always high.  I really have no excuse for this except my income is low at the moment and I have been using my credit too much while in school. 

If you have any questions or comments please feel free to ask.  Thanks.

My monthly income:
$900 Social Security Disability (from government)

My monthly expenses (current) 545 Total
200 to Credit cards 29% interest (I pay above minimums)
60 to Dell, Extremely High interest 29%
55 Cell Phone
30 Transportation
200 Savings for tripAfter Prosper Loan Expenses total 555
270 Trip To Prosper
55 Cell
30 Transportation
200 Savings for trip

The Prosper Loan will help me tremendously.

Ps, I live with family so I do not have a housing expense. After I graduate and get a job teaching I will move, but will also have a much higher income.

Thanks