GETTING BACK IN CONTROL
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,800.00 | Status: | Loan created |
| Grade: | E | DTI: | 14% |
| Lender Rate: | 23% | Borrower: | bdmtx48 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-05-16 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Jul 12, 2006 | Current |
| Sep 01, 2008 | Late |
| Sep 18, 2008 | 1 month late |
| Sep 19, 2008 | Current |
|
I AM A 57 YEAR OLD TEACHER AND GRANDFATHER. I AM PLANNING TO RETIRE IN 4 YEARS. I HAVE THREE GRANDCHILDREN AND WOULD LIKE TO SPEND A LOT MORE TIME WITH THEM. THE OLDEST IS ELEVEN AND THE YOUNGEST IS 5 MONTHS. I VERY MUCH WANT TO BE OUT OF DEBT BY THE TIME I RETIRE AND WOULD LIKE TO HAVE MY CREDIT IN GOOD SHAPE. I WAS DOING A GOOD JOB OF KEEPING AHEAD OF THINGS AFTER HAVING DECLARED BANKRUPTCY 8 YEARS AGO. I HAD SEVERAL CREDIT CARDS AND WAS KEEPING UP ON PAYMENTS BUT I WANTED TO RID MYSELF OF THE CREDIT CARDS AND NOT RELY ON THEM. IN JANUARY I BEGIN TO HAVE SOME PROBLEMS STAYING UP AND HAD TO MISS WORK FOR SEVERAL WEEKS DUE TO A FOOT INJURY. I ENDED UP GETTING TWO PAYDAY LOANS WHICH WAS THE BIGGEST MISTAKE OF MY LIFE. MY PAYCHECK FOR MARCH WAS VERY SHORT DUE TO THE ABSENCE FROM WORK. ALL OF THE SUDDEN I FIND MYSELF IN A HOLE THAT I NEED TO GET OUT OF. I NEED TO GET ABOVE WATER SO THAT I CAN GET BACK ON MY PAYMENT SCHEDULE AND BUDGET I HAD SET UP PREVIOUSLY. I AM GOING TO WORK VERY DILIGENTLY WITH THE GROUP I AM IN AND WITH THE RESOURCES AVALIABLE TO ME THRU PSYCHDOC'S SITE TO CLEAN UP MY CREDIT AND LEARN TO HANDLE MY CREDIT IN A POSITIVE MANNER. I NEED THE LOAN TO GET RID OF THE TWO PAYDAY LOANS AND GET MY CREDIT CARD BALANCES TO WHERE I AM NOT GETTING SLAMMED WITH FEES. AT THIS POINT I CAN BEGIN PAYING DOWN THE CARDS AGAIN. I AM GOING TO TEACH SUMMER SCHOOL IN ORDER TO PAY DOWN EVEN FURTHER. I WOULD REALLY APPRECIATE THE CONSIDERATION YOU GIVE TO MY LOAN. I AM VERY SERIOUS ABOUT GETTING MY CREDIT IN SHAPE SO THAT I CAN RETIRE WITH DIGNITY. LOOKING FORWARD TO A POSITIVE RELATIONSHIP WIHT WHOMEVER PUTS THEIR FAITH AND TRUST IN ME. BRUCE [LAST NAME DELETED] |
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