Relocating for a great job offer!

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Listing Information
Amount: $1,500.00 Status: Loan created
Grade: HR DTI: 17%
Lender Rate: 28% Borrower: AV1977
Time Left: Finished State: TX
Funded: 100% Group: FUTURE FINANCIAL FREEDOM
Loan Information
Loan Status: 4+ months late Origination Date: 2007-03-08 EricsCC ROI: -39%
Status History
Mar 08, 2007 Current
Sep 23, 2007 Late
Oct 09, 2007 1 month late
Nov 09, 2007 2 months late
Dec 10, 2007 3 months late
Jan 09, 2008 4+ months late
I use to have really good credit, never had a problem paying bills on time, had a 5.5% mortgage, then I cut back on work to concentrate solely on school.  Shortly after, I got into an accident, had no insurance; and despite me making monthly payments of over $300 on a totaled vehicle, I finally got overwhelmed with debt and it got repossessed.  At that point, I just gave up on credit altogether and didn't think it was worth it.  Wow, was I wrong!!!

So now here I am, two years later, got a good job in civil service making $28k a year, still going to school, almost finished, and just got a better job offer than the one I have.  I am getting offered a GS-07 position (currently a GS-05) that starts at $39k plus locality; only problem is I have to relocate.

Current Net Income                                $1800 a month
Additional from VA disability                     115

Rent                                                       650 (shared with girlfriend/ so really $325)
Electricity/Utilities                                   150
Cable/Telephone                                       75
Auto Insurance                                         60
Loan with Mom                                        100
Food expense                                         350
Gas                                                         75
Books for school, averages                       100

Total                                                      1235

This leaves nearly $700 in disposable income on a monthly basis.  Currently, I have $1500 saved up, and will likely have another $500 or so more by the time I move, so any help is greatly appreciated. 

Please feel free
Borrower's Other Listings
105197 Relocating for a new job offer HR $3,000 @ 27% Mar 01, 2007 Withdrawn
105646 Relocating for a better job offer HR $3,000 @ 25% Mar 02, 2007 Withdrawn
106983 Great job opportunity!!! HR $4,500 @ 28% Mar 05, 2007 Withdrawn

 

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