Need a Reliable Used Car

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: B DTI: 7%
Lender Rate: 12% Borrower: jrzyguy
Time Left: Finished State: NJ
Funded: 100% Group: PsychDoc's Group
Loan Information
Loan Status: Paid Origination Date: 2006-05-11 EricsCC ROI: 11%
Status History
Jul 12, 2006 Current
Oct 17, 2008 Payoff in progress
Oct 22, 2008 Paid
Hi!

Thanks for checking out my listing. I'm a 33 year old Accountant, living in New Jersey, who is in need of a late model reliable used car. I have had credit problems in the past but I have fully recovered. You'll notice that I have a public record on file with Experian and that is a bankruptcy from 7 years ago. I have learned from this financial mistake by teaching my family and friends the importance of financial planning. I carry very little credit card debt and have never had a late payment on any of my cards in the past 7 years. My 4% DTI are mainly student loans. Of the two delinquencies showing up on my report, one is a paid/settled chargeoff and the other is an account that was included in bankruptcy which is nearly seven years old.

Being an Accountant, I am held to a higher standard when looking for a job. When background checks have been performed, I have had to explain my past actions and I was even dismissed from an employer for going through bankruptcy. My point is this.. I have worked hard to prove that I can once again be a responsible credit borrower and I can guarantee you that I will not default again. Not only would I have bad credit, but I would lose my job as well.

Thanks again for taking the time to review my listing and I appreciate your consideration.


 
Borrower's Other Listings
376923 Consolidate Debt B $6,500 @ 17% Sep 28, 2008 Withdrawn

 

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