Relist* Wife has lapse of income due to disablity.
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,200.00 | Status: | Loan created |
| Grade: | E | DTI: | 25% |
| Lender Rate: | 26% | Borrower: | theplumberjohn |
| Finished | State: | IL | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-03-13 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Mar 12, 2007 | Current |
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Hello. I am relisting with a smaller amount and a greater interest rate. Below you will see why I need this loan and how I will be able to pay it back. I hope this will help fund my loan. My name is John. I live in a northern suburb of Chicago. I have been married for 15 years. We have two wonderful boys, 14 and 5. We own our house and have been here for almost 8 years. I have worked as a journeyman plumber in the union for 10 years though at my current employer I have been there 8 months. I enjoy hanging out with my family, traveling, and SPORTS (especially in Chicago). I need this loan is to catch up on some late bills. My wife was involved in a auto accident Sept ?04 and just had neck surgery in July ?06. She was getting disability payments, but that ran out in January. We are in the process of going through social security and long term disability insurance to get money, but that takes time. We were told 90-120 days. Also, at my job we were put down to 32 hours a week for a month, but now are back to 40. Since we have had a laps of income we have fallen behind on a few bills. This loan would be great for us by putting us back on track and paying off a card or two. Income per month: 6500 gross (4877 net) Bills per month: Mortgage: 1455 Autos: 928 Utilities: 450 (includes cable, gas, water, cell, internet, etc.) Credit Cards: 255 Wells Fargo Loan: 40 Auto Insurance: 100 Medical Bills: 40 Groceries: 300 Gas for autos: 150 Misc/personal: 200 Real Estate taxes and insurance: 380 Total household bills per month: 4298 Total left for Prosper loan: 579 If we get this loan the Wells Fargo loan will be paid off, along with 2 credit cards which will free up another $60 per month. We want to be on the road to financial freedom and this would help us obtain that goal. I in the future will also be reinvesting in Prosper.com. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 103534 | Lapse of income, need to pay late bills | E | $2,500 @ 24% | Feb 26, 2007 | Expired |
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