I'm an Actuary living and working in New York City. I've been working in my current position since I graduated a little more than two years ago. I'd like to borrow this money to contribute the maximum to my Roth IRA. I currently rent in the city and I have a small amount of debt in the form of student loans. I have never been late on any payments and will not have any problems paying the required monthly amount for this loan, as you can see by my credit grade. This is a solid return for you and an excellent opportunity to enhance my retirement for me. Please let me know if you have any questions.