Need help purchasing a car! - REDUX
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 7% |
| Lender Rate: | 23% | Borrower: | 2nd_Chance_Guy |
| Finished | State: | CA | |
| Funded: | 100% | Group: | HR-Bad Credit BUT Good People! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-03-12 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Mar 10, 2007 | Current |
| Jun 05, 2008 | Payoff in progress |
| Jun 10, 2008 | Paid |
|
Hi there: I am a group leader and have recently completed paying off my Prosper loan. I paid it off earlier than the term and can do the same for the cash I am asking for now. Here's a link to see my payment history: https://www.prosper.com/public/lend/listing.aspx?listingID=114 I need to purchase a semi-decent car for my son who is starting to drive. He goes a private school in Napa which is 12 miles north of our home in American Canyon. Since he goes to a private school, bus transportation is an extra cost. It's cheaper financially to have him drive to school. I work in Berkeley so trying to balance taking him to school *and* going to work does not fly. I want to make sure I can get something that is not a rattle trap and yet still make payments and close it right away. Thinking of doing the cragslist.org to find a pick up truck or smaller compact vehicle. I've posted this before, and after looking online, I can get a semi-decent something for about $6500. You'll find my credit score is a HR. I do beg to differ as my recent score as of 2/15 shows 592 which brings it to a D. See attached screenshot from the Experian site. Know that if my listing is funded, you'll find payments on time and possibly funded early. I have great endorsements so please take a look at them if in doubt of my payment history. Thanks so much for your time and if you have any questions, please let me know. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 93 | Starting a new job | E | $2,550 @ 15% | Jan 23, 2006 | Withdrawn |
| 94 | Starting a new job | E | $4,000 @ 15% | Jan 23, 2006 | Withdrawn |
| 97 | Started a new job | E | $5,000 @ 10% | Jan 24, 2006 | Expired |
| 114 | Help Rebuilding My Car! | E | $2,550 @ 12% | Feb 01, 2006 | Loan created |
| 103139 | Need help purchasing a car! | HR | $7,500 @ 26% | Feb 24, 2007 | Withdrawn |
| 234120 | Longtime Prosper member needs to get rid of debt | HR | $7,347 @ 35% | Nov 19, 2007 | Loan created |
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