Greenhouse - Round Two
Homeownership Verified

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Listing Information
Amount: $19,250.00 Status: Loan created
Grade: B DTI: 203%
Lender Rate: 16% Borrower: CutFlowerFarmer
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-03-14 EricsCC ROI: 12%
Status History
Mar 14, 2007 Current

ROUND TWO. . .

If you bid on my first request, "Thanks"

Original Request
$10,000.00 @15%
Funded to 28%, $2,753.79, with 31 bids
See original loan for background info
https://www.prosper.com/public/lend/listing.aspx?listingID=100242

New Request
$19,250.00 @ 19.25%
Loan is still to be used to pay off balance due to supplier on new greenhouse, but now will also pay off the two highest rate credit cards.
Forum about first loan request.http://forums.prosper.com/index.php?showtopic=19399
Forum about this loan:http://forums.prosper.com/index.php?showtopic=19714

Acct Balances & Monthly Payment

Mortgage $101,987.00                 7.75%         1,078.00

Bank of America VISA $5,983.44      26.24         144.00
To be paid with prosper loan - scissors are sharpened and ready :o)
Sears $3,358.49                   25.40         105..00
To be paid with Prosper loan - scissors are sharpened and ready :o)
Bank of America Word VISA $7,774.12   24.24  196.00
CitiBank Mastercard $6,773.08         18.23      4630.00
Account has 2,400. Revolving limit, but no charging limit.
Amount over 2,400 paid each month.
Above balance includes propane for greenhouse & herb starter plants
$4,200.00 Will be paid by due date of March 8th.

Discover $2,390.36             23.24           62.00
Home Depot  $4,017.47         21.00        87.00
Lowes  $714.16                     21.00         25.00
Beneficial $1,0751.00             21.15       207.00
Wells Fargo  $1,292.00             19.99      38.00
Wells Fargo  $1,254.00         19.99          38.00

Monthly expenses with Prosper Loan
Mortgage 1,078.00
Above accounts: 408.00
includes $100.00 for Citibank MC
Prosper: 708.00
Electric (house) 250.00
All other utilities are company expenses and paid from company checking acct.
Food, clothes, fun, etc... 400.00

Total $2,844.00

2006 farm sales totaled over $225,000.00 per year, personal income $37,000.
Here is a link to more financial information. http:

Borrower's Other Listings
100242 Greenhouse Construction B $10,000 @ 15% Feb 15, 2007 Expired
252996 Another Greenhouse B $8,500 @ 17% Dec 18, 2007 Expired
255613 Another Greenhouse B $8,500 @ 13% Dec 26, 2007 Loan created

 

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