HOME IMPROVEMENTS
Homeownership Verified

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Listing Information
Amount: $9,800.00 Status: Loan created
Grade: C DTI: 11%
Lender Rate: 14% Borrower: Financintel
Time Left: Finished State: MO
Funded: 100% Group: WealthBuilders
Loan Information
Loan Status: Paid Origination Date: 2007-02-28 EricsCC ROI: 14%
Status History
Feb 28, 2007 Current
Sep 25, 2009 Payoff in progress
Oct 03, 2009 Paid
I am re-listing at a higher rate because as I look at the market, it calls for it.  This loan is for improvements to my property, including Re-sodding my lawn and adding an irrigation system, finishing a room in the basement and a few other small repairs. 

My household income is 66,000yr
We bring home 4,500m after all health, 401k, tax and etc., are taken out.
Our expenses are
1500 mortgage, fees, property tax
500   food
350   utilities
250   vehicle, vehicle insurance
500   misc
I usually invest 500-1000 and we can spend 500 on entertainment type expenses.  We always have expendible income and have invested money to fall back on in case of emergencies.  I chose prosper for a loan rather than out of 401k or IRA because I need to improve my credit and I am making good return with my money where it is, and want to leave it there.
Borrower's Other Listings
101928 Improving Home C $9,800 @ 13% Feb 20, 2007 Withdrawn

 

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