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Hello - Bad things happen to good people - Two years ago I was laid off, my credit score was at the time was EXCELLENT. Since I had been laid off I made the decision to return to college and complete my degree. During this time I was able to maintain a 'current' status with all my creditors except 1, MBNA. I had made several attempts with MBNA to make arrangements for payment but was unsuccessful, late fees, penalties, etc. continued to accru at the point that making my payment was just paying these additional fees, as a result my account was turned to collections.I started my new carreer with a large firm in August '06 and have been making payments of $390.00 per month towards my outstanding balance ($7,500.00). I have attempted to secure a loan to pay off this amount in an attempt to restore my credit but have been unsuccessful ..... catch 22 - ugh // MBNA even though I have been making payments (can provided verification if requested/required) still continue to report me being over 120days on my report. I would like a to borrow $7,500.00 (SHORT TERM ONLY, WILL REPAY IN FULL JULY '07) in order to payoff the outstanding balance with MBNA and their collection Agency. I would be able to repay the loan at $400.00 per month (April, May, June) with balance to be paid in July 07 ........ (I just want MBNA off my credit report now!) Any assistance would be appreciated, thank you in advance for your time and consideration. |
