Assistance with Wedding and small debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 30% |
| Lender Rate: | 25% | Borrower: | mintermn |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-03-06 | EricsCC ROI: | -72% |
| Status History | |
|---|---|
| Mar 03, 2007 | Current |
| May 24, 2008 | Late |
| Jun 10, 2008 | 1 month late |
| Jul 09, 2008 | 2 months late |
| Aug 07, 2008 | 3 months late |
| Sep 07, 2008 | 4+ months late |
|
Explanation of circumstances: Hello, my name is Mike and I am 23 years old. I have recently graduated from college and work for a university as an admissions representative. I help young people make the best college choice for there needs. I recently got engaged and we are scheduled to be wed on August 18, 2007. I am in need of a small loan to help with wedding arrangements and take care of some or my small debt. With this loan, I am in hopes of making the transition in to marriage a bit easier, financially. Thank you for your time. Purpose of Loan: Assistance with wedding and small debt Occupation: Admission Representative Length of employment: 1year Current debts: 1) Account: AMEX CC Current interest rate: 22.9% w/ debt of $1500.00 2) Account: School Loan Current interest rate: 4% w/ debt of $35.000 3) Account: Capital Visa CC Current interest rate: 16.9% (no APR) w/ debt of $ 650.00 4) Account: Chase Visa CC Current interest rate: 15.9% (no APR) w/ debt of $500.00 5) Account: Car Loan Current interest rate: 11.3% w/ debt of $17.365 Delinquencies None Present Budget Income Pay Check : $3069.00 gross per month, $2300 net income per month Monthly Expenses School Loan Payments: $149.00 Mortgage/ Rent: $550.00 Utilities and Gas : $125.00 Car Notes: $349.00 Insurance: $168.00 Credit card1 20.00 min payment Credit Card2 $15.00 min payment Credit Card3 $20 min payment Food:$100.00 Cable: $38.00 Phone and internet: $55.00 Cell phone: $70.00 Appliance Rental: $38.00 Household/misc: $75.00 Total Expenses: $1772.00 Left Over: $528.00 Budget after Prosper Loan Prosper loan: $125.00 School Loan Payments: $75.00 Mortgage/ Rent: $550.00 Utilities and Gas: $125.00 Car Notes: $349.00 Insurance: $168.00 Credit cards none Food: $100.00 Cable: $38.00 Phone and internet: $55.00 Cell phone: $70.00 Appliance Rental: $38.00 Household/misc: $75.00 Total Expense: $1768.00 w/ no credit card debt Savings due to Prosper Loan: $5.00 per monthly w/ a wedding There will be no problems with me making my payments. I guarantee this will be a good investment for any lenders. Please bid, Thanks. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 89334 | Assistants with wedding and small debt | HR | $2,500 @ 16% | Jan 26, 2007 | Withdrawn |
| 89483 | Assist with wedding and small debt | HR | $2,500 @ 22% | Jan 27, 2007 | Expired |
| 95575 | Assistance with wedding and small debt | HR | $3,000 @ 28% | Feb 11, 2007 | Expired |
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