Staying Afloat
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 5% |
| Lender Rate: | 17% | Borrower: | RedeemedDette54 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-03-08 | EricsCC ROI: | -45% |
| Status History | |
|---|---|
| Mar 08, 2007 | Current |
| Nov 24, 2007 | Late |
| Dec 10, 2007 | 1 month late |
| Jan 09, 2008 | 2 months late |
| Feb 09, 2008 | 3 months late |
| Mar 10, 2008 | 4+ months late |
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EXPENSES (MONTHLY): Ocwen Financial Services $3,200 mortgage GEICO/PFS $251 auto/life insurance Household/Miscellaneous $600 household/home utilities NFCU/Applied/WAMU $775 credit card Business Expenses/Cell $500 gas, oil change, printing, etc. Savings $125 TOTAL EXPENSES: $5,451 Income for 2006 $10,456 monthly income ($125,481 annual) Difference $5,005 Present Budget: I pay my bills and expenses as I am paid. Budget after Prosper Loan: Prosper Loan payments $380 Mortgage/ Rent $3,200 Credit card $75 Household/miscellaneous $600 Auto/Life insurance $251 Business Expenses/Cell $700 Savings $125 TOTAL EXPENSES $5,331 Income Projection 2007: $13,125 ($157,500 annual) Difference: $7,794 Savings due to Prosper Loan: Late fees and negative credit reporting and will pay off and close two credit cards totaling $700. |
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