Fighting Back From Unemployment
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,900.00 | Status: | Loan created |
| Grade: | C | DTI: | 29% |
| Lender Rate: | 16% | Borrower: | nujoi1908 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-02-28 | EricsCC ROI: | -46% |
| Status History | |
|---|---|
| Feb 28, 2007 | Current |
| Jul 13, 2007 | Late |
| Jul 20, 2007 | Current |
| Dec 14, 2007 | Late |
| Dec 29, 2007 | 1 month late |
| Jan 30, 2008 | 2 months late |
| Mar 01, 2008 | 3 months late |
| Mar 29, 2008 | 4+ months late |
|
Explanation of Bad Credit I lost my job in October of 2005. I found work in April 2006. The salary is lower, but my debt payments are the same. While unemployed, I missed three payments. Since finding a job, I've worked hard to repair my credit score; my average score is up 15 points since May 2006. I am carrying a large amount of student loan debt. My car will be paid for in August of 2007. What I Will Do With the Money Pay off credit cards Credit Card 1 $1789/29.99% Credit Card 2 $4798/28.99% Credit Card 3 $871/29.24% Credit Card 4 $279/26.71% Credit Card 5 $1946/23.15% Credit Card 6 $231/21.6% TOTAL $9914 Financial Details Net Monthly Income $4413 Rent $1550 Phone $135 Gas $53 Electric and Water $60 Security System $47 Car Loan & Op Exp $644 Food $200 Clothing $100 Insurance $202 Cable/Internet $85 Gym Membership $33 Student loans $671 TOTAL MONTHLY EXPENSES $3780 I will have $633 left to pay my Prosper loan. I have the ability to repay my loan. I want a second chance to get my finances in order. It's just so hard for me t |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 99980 | Fighting Back From Unemployment | C | $9,700 @ 15% | Feb 15, 2007 | Withdrawn |
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