Wanna Own a Home! No Delinquencies EVER. "AA"
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 18% |
| Lender Rate: | 9% | Borrower: | oncology_researcher |
| Finished | State: | NY | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-03-01 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Mar 01, 2007 | Current |
| Feb 12, 2008 | Payoff in progress |
| Feb 15, 2008 | Paid |
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Thanks for taking the time to look at my listing and I hope you bid on it! Background: I am 30 yrs old and married with no children (yet!) My wife and I are in the medical field and have great income growth potential. We are mature and responsible professionals. I have never had any delinquencies on my credit report and intend to maintain the same standards!! Reason for Loan: The American dream- To be a homeowner! I would love to stop paying rent and own our own home! We just need a little extra help with the down payment. Financials: Combined income (my wife and mine) over $110,000 per annum. Total monthly family income after all payroll deductions: $6,300 No credit card Debt. Extremely safe DTI (Debt to Income Ratio) 7% - only includes my salary. HIGHEST CREDIT GRADE = "AA" No car loans. Utilities: $200/month Food/Supplies:$400/month (we are just the 2 of us!) Rent: $1500/month. Unforeseen expenses $200/month Have $4000 per month left over to pay for prosper loan. Smooth sailing. My current rent payment will go towards my mortgage payments and a little more. I intend to payoff the loan in 12- 18 months. Assets/Savings: Over $ 30,000 in stocks, bonds and CDs. (Do not wish to liquidate for pre-term withdrawal penalties). Why me: I have always been very careful with my finances and have always paid my credit card payments before due dates. I can assure you that I will never default on any of my monthly payments.Your hard earned money is in safe hands and will help me realize my dream of owning a home! Please feel free to ask me any question that you may have. Thanks once again for your time and consideration. Have a nice day. |
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