Eric's Credit Community - Prosper.com Data & Statistics

Endorsements

Endorsements for zcommodore from other members

Endorsement from Dreda on Jul 23, 2007
Zcommodore is of the highest calibur. I cannot tell you how much I appreciate his honesty and helpfulness. He is a fellow Marylander that I have recently met but feel honored to know. I would definitely bid on him if I were a lender.

Endorsements from zcommodore to other members

Endorsement for SHAUNA_214 on Oct 24, 2006
Shauna has sent me copies of her credit report, paystubs from both herself and her husband, and documentation relating to disputes on her credit reports and the paid car loan. The paystubs for her husband indicate a variable amount of overtime and her estimate of his income appears to be conservatively stated. I have verified the disputed credit item between the dispute documentation and the credit report. I believe this is an HR on the way back up who is learning a lot. I believe that Shaun

Endorsement for SHAUNA_214 on Oct 24, 2006

Shauna has sent me copies of her credit report, paystubs from both herself and her husband, and documentation relating to disputes on her credit reports and the paid car loan. The paystubs for her husband indicate a variable amount of overtime and her estimate of his income appears to be conservatively stated. I have verified the disputed credit item between the dispute documentation and the credit report. I believe this is an HR on the way back up who is learning a lot. I believe that Shaun

Endorsement for cchinc2000 on Nov 21, 2006 Endorsement Withdrawn
I have communicated with cchinc2000 at length and believe he is a good risk. I have reviewed his last two pay stubs and it agrees with the income he states in this listing. He has used cash for most of his life and now is faced with a very short credit history when he needs credit. If you have questions, please refer to this link: http://forums.prosper.com/index.php?showtopic=13022. Bottom line: I believe this borrower will pay you back.

Endorsement for cchinc2000 on Nov 21, 2006

Endorsement Withdrawn

I have communicated with cchinc2000 at length and believe he is a good risk. I have reviewed his last two pay stubs and it agrees with the income he states in this listing. He has used cash for most of his life and now is faced with a very short credit history when he needs credit. If you have questions, please refer to this link: http://forums.prosper.com/index.php?showtopic=13022. Bottom line: I believe this borrower will pay you back.

Endorsement for TorreyLisa on Nov 27, 2006
This borrower is one of the few diamonds in the rough on Prosper. I believe she will pay this loan just as she has been paying on her previous loan. My bid is at 1%. You can ask her questions on her listing or in her thread on the Prosper forums: http://forums.prosper.com/index.php?showtopic=32057.

Endorsement for Imnotabadperson on Jan 02, 2007 Endorsement Withdrawn
I have documentation showing that Imnotabadperson recently paid off one of the PRs showing on her listing. Also, the DQ should have been included in her BK several years ago and is disputed. I believe she will pay this loan and I will be bidding. Feel free to ask a question on the listing or discuss it here: http://forums.prosper.com/index.php?showtopic=18702

Endorsement for skinman10 on Nov 20, 2006 Endorsement Withdrawn
I have received copies of paystubs, court documents, grade reports, and a credit report from this borrower. All information agrees with the claims of this listing. I belive skinman10 is really working towards improving his credit and making things right with his financial situation. If there are any questions, I have created a thread at this address: http://forums.prosper.com/index.php?showtopic=12977 Bottom line: I believe this borrower will pay you back.

Endorsement for skinman10 on Nov 20, 2006

Endorsement Withdrawn

I have received copies of paystubs, court documents, grade reports, and a credit report from this borrower. All information agrees with the claims of this listing. I belive skinman10 is really working towards improving his credit and making things right with his financial situation. If there are any questions, I have created a thread at this address: http://forums.prosper.com/index.php?showtopic=12977 Bottom line: I believe this borrower will pay you back.

Endorsement for hettie98 on Dec 12, 2006
I have received copies of hattie98's pay stubs and credit report and all agree with the statements above. I believe this borrower will pay you back and I will be bidding on this loan. Further questions will be answered in a forum at the following location: http://forums.prosper.com/index.php?showtopic=14748

Endorsement for sincerelady on Dec 12, 2006 Endorsement Withdrawn
It's about character. This borrower could have abandoned her obligations to pay these loans by declaring bankruptcy when her former partner did but she decided to take responsibility for them instead. Her finances are tight and she needs a small loan for advertising to expand her business. For this reason, I will be bidding on her listing. Further questions will be addressed at this forum thread: http://forums.prosper.com/index.php?showtopic=14745

Endorsement for sincerelady on Dec 12, 2006

Endorsement Withdrawn

It's about character. This borrower could have abandoned her obligations to pay these loans by declaring bankruptcy when her former partner did but she decided to take responsibility for them instead. Her finances are tight and she needs a small loan for advertising to expand her business. For this reason, I will be bidding on her listing. Further questions will be addressed at this forum thread: http://forums.prosper.com/index.php?showtopic=14745

Endorsement for nika01 on Feb 06, 2007 Endorsement Withdrawn
I believe nika01 is sincere in her attempt at getting back on track. I've received copies of her credit report, pay stubs and other things confirming her statements above. I believe she will pay this loan back as promised and will be bidding. Questions may be addressed in this thread: http://forums.prosper.com/index.php?showtopic=18506

Endorsement for mols001 on Feb 08, 2007
mols001 has sent me proof of income for both her and her husband, and documentation from her insurance company relating to the theft of her purse and damage to her vehicle, confirming the DQ. I have called to verify her employment as well. I believe she is on the way up based on how many DQs she has paid off and believe she will pay this loan back. Further questions can be addressed in this thread: http://forums.prosper.com/index.php?showtopic=18704

Endorsement for mols001 on Feb 08, 2007

mols001 has sent me proof of income for both her and her husband, and documentation from her insurance company relating to the theft of her purse and damage to her vehicle, confirming the DQ. I have called to verify her employment as well. I believe she is on the way up based on how many DQs she has paid off and believe she will pay this loan back. Further questions can be addressed in this thread: http://forums.prosper.com/index.php?showtopic=18704

Endorsement for Upandoutx7 on Mar 05, 2007 Endorsement Withdrawn
I have received copies of Upandoutx7's child-support agreement and offer sheet confirming her income from her new job that she just started. I strongly believe she will pay back this loan and will be bidding on it myself. Feel free to ask her questions on her listing or in this forum thread: http://forums.prosper.com/index.php?showtopic=20478

Endorsement for ClaireC82 on Apr 01, 2007 Endorsement Withdrawn
The credit of this borrower pretty much speaks for itself. Her description doesn't include income from her husband so the DTI is a bit high. Feel free to ask questions of the borrower here or in the official Prosper forum thread here: http://forums.prosper.com/index.php?showtopic=22577

Endorsement for Smart_Borrowers on May 02, 2007 Endorsement Withdrawn
This is a relist for a lower amount and it makes sense. I have reviewed the borrower's credit report and can confirm the statements made regarding the single delinquent account and inquiries. Further vetting information will be posted in this thread: http://forums.prosper.com/index.php?showtopic=24678 I will be bidding on this request.

Endorsement for indiewoman48 on May 17, 2007
I believe this loan will be a significant step for indiewoman48 to better her education and financial situation. Feel free to ask her any questions you may have. I will be bidding at 1%.

Endorsement for nevetsdubkin on Jun 25, 2007 Endorsement Withdrawn
I have received a copy of a pay stub, income tax forms confirming income claims for the borrower and his wife. I also received a copy of a grade report showing a 4+ GPA. The budget numbers are tight but I believe this borrower will honor his commitment to his lenders. I will be bidding on this request at 1%. Feel free to ask the borrower any question you may have.

Endorsement for Ryansmom36 on Jul 12, 2007 Endorsement Withdrawn
The last listing ended at 98% so we're going for it again. You can chat with the borrower here: http://www.prospers.org/forum/looking_for_a_2nd_prosper_loan-t5664.0.html. This borrower has been on-time or early with all her payments on her existing loan and I'm confident she would do the same with a larger loan if given the chance. I will be bidding on this request at 1%. Thanks for your consideration of this request.

Endorsement for Ryansmom36 on Jul 12, 2007

Endorsement Withdrawn

The last listing ended at 98% so we're going for it again. You can chat with the borrower here: http://www.prospers.org/forum/looking_for_a_2nd_prosper_loan-t5664.0.html. This borrower has been on-time or early with all her payments on her existing loan and I'm confident she would do the same with a larger loan if given the chance. I will be bidding on this request at 1%. Thanks for your consideration of this request.

Endorsement for youngandincharge on Jul 20, 2007 Endorsement Withdrawn
I have received a copy of the borrower's pay stub and it agrees with the amount she claims in the description. I have communicated with her about this request and believe she will pay this back. I have included more information in this thread on the official Prosper forums: http://forums.prosper.com/index.php?showtopic=28579. I will be bidding on this request at 1%.

Endorsement for Dreda on Jul 23, 2007
Dreda was a member of my group for a short time but she decided to list without a group due to the controversy surrounding her previous group. I received a paystub from her that agrees with the number she listed in her description. I have placed a bid at 1%.

Endorsement for jenjenfrench on Aug 01, 2007 Endorsement Withdrawn
An ambitious young lady looking to step out on her own. I've received a credit report and pay stub that agree with the information she states in her description. I suggested that she try with autofund on this relist since I've seen some lenders prefer autofund loans. I will be bidding at 1%. Feel free to ask questions here or in this forum thread: http://forums.prosper.com/index.php?showtopic=29095

Endorsement for jenjenfrench on Aug 01, 2007

Endorsement Withdrawn

An ambitious young lady looking to step out on her own. I've received a credit report and pay stub that agree with the information she states in her description. I suggested that she try with autofund on this relist since I've seen some lenders prefer autofund loans. I will be bidding at 1%. Feel free to ask questions here or in this forum thread: http://forums.prosper.com/index.php?showtopic=29095

Endorsement for gr82cp2p on Aug 21, 2007
I've received a copy of the borrower's pay stub which agrees with the income stated above. I've communicated extensively with him about his situation and believe he will pay this loan back. His credit looks very clean and I will be bidding at 1%. Feel free to ask him any questions you wish.

Endorsement for Daisan on Nov 06, 2007
I have gotten well acquainted with Daisan's wife over the past year and her existing loan is current. I firmly believe her husband, Daisan, will be as faithful in paying his loan as she has been and as he was in serving our country. Thanks for your service. I will be bidding at 1% and I hope others will join me in this.