Lender Summary Data for whitesands
| Basic Information |
| Member Since: |
2006-09-11 |
| Current Group: |
None |
| Location: |
San Jose, CA |
| Member Stats |
| Lender Rank: |
#3694 |
| Total $ Loaned: |
$5,568.75 |
| Avg Credit Grade (unweighted): |
A- |
| Avg Credit Grade (weighted): |
A |
| Number Of Loans: |
244 |
| Number Of Bids: |
602 |
| Number Of Listings: |
0 |
| Portfolio Performance |
| Avg Interest Rate (unweighted): |
12.66% |
| Avg Interest Rate (weighted): |
12.36% |
| Experian Estimated ROI: |
10.69% |
| EricsCC Estimated ROI¹: |
1.90% |
| Avg Loan Age: |
695 days |
|
| Loans By Credit Grade |
 |
|
| ¹ click here for more information on the EricsCC ROI calculation. |
| Loan Breakdown By Status |
| Current: |
104 |
43% |
$9,396.15 |
| Paid: |
106 |
43% |
$9,301.53 |
| Payoff in progress: |
1 |
0% |
$100.00 |
| Late: |
4 |
2% |
$290.00 |
| 1 month late: |
3 |
1% |
$225.00 |
| 2 months late: |
2 |
1% |
$179.23 |
| 3 months late: |
2 |
1% |
$350.00 |
| 4+ months late: |
12 |
5% |
$1,653.85 |
| Default: |
10 |
4% |
$759.32 |
|
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| Extended Credit Breakdown |
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