Lender Summary Data for happysnaps
| Basic Information |
| Member Since: |
2006-12-13 |
| Current Group: |
None |
| Location: |
(Not Published) |
| Member Stats |
| Lender Rank: |
#12645 |
| Total $ Loaned: |
$1,537.87 |
| Avg Credit Grade (unweighted): |
C |
| Avg Credit Grade (weighted): |
C- |
| Number Of Loans: |
31 |
| Number Of Bids: |
56 |
| Number Of Listings: |
3 |
| Portfolio Performance |
| Avg Interest Rate (unweighted): |
19.02% |
| Avg Interest Rate (weighted): |
19.76% |
| Experian Estimated ROI: |
12.35% |
| EricsCC Estimated ROI¹: |
-26.44% |
| Avg Loan Age: |
637 days |
|
| Loans By Credit Grade |
 |
|
| ¹ click here for more information on the EricsCC ROI calculation. |
| Loan Breakdown By Status |
| Current: |
14 |
45% |
$1,045.12 |
| Paid: |
2 |
6% |
$362.24 |
| Late: |
1 |
3% |
$50.00 |
| 1 month late: |
2 |
6% |
$275.00 |
| 2 months late: |
1 |
3% |
$150.00 |
| 4+ months late: |
6 |
19% |
$895.44 |
| Default: |
5 |
16% |
$870.26 |
|
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|
| Extended Credit Breakdown |
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