Eric's Credit Community - Prosper.com Data & Statistics

Endorsements

Endorsements for birdbth from other members

Endorsement from jdmitchelllaw on Apr 19, 2007
Boyd has helped my wife and I beyond anything any other "stranger" ever has. He extended himself and trusted us based on our word. He encouraged us, and gave us sound counsel to change not just our situation but our whole life. Our life will never be the same because Boyd believed in us. We are glad to be associated with Boyd and with Psalm 1:1-3. Thank you Boyd!

Endorsement from ChicagoSoftwareDeveloper on Apr 19, 2007
boyd is one of the best guy i have met recently. He has tremendous potential in handling financial matters successfully. I think he is the best guy to do business with.He is a sure bet.

Endorsement from Tanglez on Apr 20, 2007
Boyd is a great group leader. He noticed that I needed help and gave me advice that helped get my listing funded. He has a lot of financial knowledge. I have learned from him. I suggest to anyone to take his advice. He has a fast growing group.

Endorsement from WindshieldDr on Apr 20, 2007
Boyd went above and beyond to assist me and I am greatful for that. On a side note, I had the privlige of speaking with Boyd on several occasions, and am PROUD to call him my friend.

Endorsement from TIFFINIE on Apr 20, 2007
I am very glad to be a part of this group. I tried other groups and this is the only one that believed in me enough to help me with a loan. They gave me good advice and helped me with my listing so It was sure to get funded. I recommend them highly.

Endorsement from beek88 on Apr 20, 2007
I am just honored to endorse such a great and respected person. He is full of knowledge, information, and wisdom. I appreciate the heart the he has to see people grow and come into the fullness of their calling. He does so much and expects great and wonderful thing, not just for himself but for others. I know he has a love for Christ and the word of God. He applies the principle and watch it work. He in just a few weeks opened my mind up further and allowed it to truly expand. Thank You Birdth

Endorsement from beek88 on Apr 20, 2007

I am just honored to endorse such a great and respected person. He is full of knowledge, information, and wisdom. I appreciate the heart the he has to see people grow and come into the fullness of their calling. He does so much and expects great and wonderful thing, not just for himself but for others. I know he has a love for Christ and the word of God. He applies the principle and watch it work. He in just a few weeks opened my mind up further and allowed it to truly expand. Thank You Birdth

Endorsement from cherrylcu2 on Apr 23, 2007
I can not say enough to describe what a wonderful person Boyd is. If not for him I would not have had my loan funded! He is a wonderful business person and has great faith in our Lord! He has taught me a lot in the short time I have known him. Boyd took time out to email me after my first loan listing and let me know what I needed to do. He explained how the listings worked and what I needed to do to get funded and he was right . I fully recommend Boyd as a lender or borrower!

Endorsement from cherrylcu2 on Apr 23, 2007

I can not say enough to describe what a wonderful person Boyd is. If not for him I would not have had my loan funded! He is a wonderful business person and has great faith in our Lord! He has taught me a lot in the short time I have known him. Boyd took time out to email me after my first loan listing and let me know what I needed to do. He explained how the listings worked and what I needed to do to get funded and he was right . I fully recommend Boyd as a lender or borrower!

Endorsement from dante03 on May 16, 2007
He is a great group leader and person. He was able to help me fund my loan withn 3 days. I am so greatful he added me to his group if it wasn't for him I would be without a car right now having a hard time getting to school and work. It is hard to find people like him in life. He is one you want to keep on your side. Once again thanks for all your help.

Endorsement from MidwestLady on May 17, 2007
Although I have not known Boyd that long, I became friends with him fast because he is easy to be friends with. honest, helpful, easy to talk with and if he believes in you or in something you can bet that he believes with all his heart and soul. I am proud to be Boyd's friend and I would endorse him with honor.

Endorsement from gocimo on May 21, 2007
Boyd offered to help me after viewing my previous listing that sat for seven days with no bids. After accepting the offer to join the Psalm 1:1-3 group, and providing the pertinent information in my listing that lenders want to see, my loan was fully funded within two days! Boyd's kindness, work ethic, and extensive business experience makes him an excellent group leader and a pleasure to partner with.

Endorsement from gocimo on May 21, 2007

Boyd offered to help me after viewing my previous listing that sat for seven days with no bids. After accepting the offer to join the Psalm 1:1-3 group, and providing the pertinent information in my listing that lenders want to see, my loan was fully funded within two days! Boyd's kindness, work ethic, and extensive business experience makes him an excellent group leader and a pleasure to partner with.

Endorsement from millie1234 on May 21, 2007 Endorsement Withdrawn
Boyd is a great person and helped me to get the best rate on my loan. I would endorse him any time.

Endorsement from vmarrs on May 21, 2007
Thank you for inviting me to your circle. This gentleman was very helpful in helping me get funded. i support and endorse him.

Endorsement from jlcrabtree on May 23, 2007 Endorsement Withdrawn
I just wanted everyone one to know that when no one was there to help Boyd did everything in his power to make sure that I was taken care of. He personally helped me with my listing to make sure I knew what I was doing. Thanks again for everything. Take care. Jamie [LND]

Endorsement from PraiseGodThroughTheStorm on May 22, 2007 Endorsement Withdrawn
What a Great Group Leader. Just when I thought I would not be funded he gave me the tools I needed to get through. He is truly a blessing to Prosper. God Bless Him.

Endorsement from seekn2know on Jun 01, 2007 Endorsement Withdrawn
I believe Boyd to be a person of honorable character and as such would endorse his loan request.

Endorsement from cdanger on May 17, 2007 Endorsement Withdrawn
Hello Boyd, I just wanted to say a simple THANK YOU !!!!! I went from having a loan expire with no bids at all to a loan that funded less than a 24hr period I believe. It all started with an email from you when my first listing expired, you contacted me and offered to help and you did just that. Without your knowledge and your wonderful assistance this loan would never of happened. Once again....I thank you and I look forward to the day that I may help people in the same way you do.

Endorsement from cdanger on May 17, 2007

Endorsement Withdrawn

Hello Boyd, I just wanted to say a simple THANK YOU !!!!! I went from having a loan expire with no bids at all to a loan that funded less than a 24hr period I believe. It all started with an email from you when my first listing expired, you contacted me and offered to help and you did just that. Without your knowledge and your wonderful assistance this loan would never of happened. Once again....I thank you and I look forward to the day that I may help people in the same way you do.

Endorsement from ashree23 on May 29, 2007 Endorsement Withdrawn
I am very glad to be apart of this group. Boyd helped me get a loan to help me payoff high interest rate loans. He even helped me by going step by step what I needed to do to get a loan. He is the best stranger I know! I just want to say thanks Boyd.

Endorsement from jmto_02 on May 18, 2007
I am writing this endorsment for Boyd because he was a great help when I was writing my loan. His help and invitation to the group was a great help, I would never have received my loan if it had not been for Boyd. Thanks Boyd, God Bless You.

Endorsement from Budget_Done_1_Yr_Ahead on Jun 17, 2007 Endorsement Withdrawn
LENDERS: Boyd took the time to check out my info, especially regarding current Tri-merge report, job accuracy, financial need, etc. I faxed him a ton of docs, he did due diligence to make sure the listing was the real deal, would benefit the lenders, & be paid back on time. BORROWERS: I would hope that you can respect for the amount of effort THIS GROUP takes in due diligence, & pay back on time monthly. BOYD'S GROUP: Many thanks for your professionalism & meticulous use of Prosper.

Endorsement from Budget_Done_1_Yr_Ahead on Jun 17, 2007

Endorsement Withdrawn

LENDERS: Boyd took the time to check out my info, especially regarding current Tri-merge report, job accuracy, financial need, etc. I faxed him a ton of docs, he did due diligence to make sure the listing was the real deal, would benefit the lenders, & be paid back on time. BORROWERS: I would hope that you can respect for the amount of effort THIS GROUP takes in due diligence, & pay back on time monthly. BOYD'S GROUP: Many thanks for your professionalism & meticulous use of Prosper.

Endorsement from need2consolidate on May 02, 2007
The Psalms 1:1-3 group is truly committed to helping others & what makes this group special is the method in how this is acheived. This is accomplished not by funding a loan for anyone at any cost, but giving the tools necessary to make sure that person doesn't fail again- with no strings attached. I would've given up after my FAILED listing but with the guidance and consultation of how to approach my listing AND handle my financial situation I now have a 2nd chance thanks to this group.

Endorsement from need2consolidate on May 02, 2007

The Psalms 1:1-3 group is truly committed to helping others & what makes this group special is the method in how this is acheived. This is accomplished not by funding a loan for anyone at any cost, but giving the tools necessary to make sure that person doesn't fail again- with no strings attached. I would've given up after my FAILED listing but with the guidance and consultation of how to approach my listing AND handle my financial situation I now have a 2nd chance thanks to this group.

Endorsements from birdbth to other members

Endorsement for Formula4Success on Feb 24, 2007 Endorsement Withdrawn
This is one of the reasons I love Prosper. Here is one of those ideas that you want to just say. "how come I didn't think of that." I have served on the board of trusts, councils, churches, foundations...every one of them could use more funding. Here is a man with a vision to help fund non-profits in a way that is painless fundraising. How come I or any of my other board members never thought of this. I'm bidding. Go Lawrence Go.

Endorsement for Formula4Success on Feb 24, 2007

Endorsement Withdrawn

This is one of the reasons I love Prosper. Here is one of those ideas that you want to just say. "how come I didn't think of that." I have served on the board of trusts, councils, churches, foundations...every one of them could use more funding. Here is a man with a vision to help fund non-profits in a way that is painless fundraising. How come I or any of my other board members never thought of this. I'm bidding. Go Lawrence Go.

Endorsement for Tanglez on Feb 24, 2007
Angels dream of owning a salon is where she puts her heart, soul, and money. She has had a couple of bumps and because she has put everything back into the salon she did not have the cash to cover the bumps. She has just gotten a new landlord and She can see the beautiful rainbow on the horizon I am going to fund her trip to the pot of Gold that awaits her. Not to long ago finacially I was where she is. Boyd

Endorsement for Tanglez on Feb 24, 2007

Angels dream of owning a salon is where she puts her heart, soul, and money. She has had a couple of bumps and because she has put everything back into the salon she did not have the cash to cover the bumps. She has just gotten a new landlord and She can see the beautiful rainbow on the horizon I am going to fund her trip to the pot of Gold that awaits her. Not to long ago finacially I was where she is. Boyd

Endorsement for Exporter on Feb 27, 2007
Arthur faxed me copies of his credit report, Walmart pay stub, and home contract. His 12% debt to income gives him a lot of room to keep his payments current and to correct past mistakes. In viewing his 3 page credit report from equifax dated 2/26/07 he does not have 11 'now delinquent' he has 2. In speaking to Arthur he did not need help setting his priorities in order, he has already made the changes that are necessary to set his life back on a solid financial foundation. I'm Bidding!

Endorsement for Exporter on Feb 27, 2007

Arthur faxed me copies of his credit report, Walmart pay stub, and home contract. His 12% debt to income gives him a lot of room to keep his payments current and to correct past mistakes. In viewing his 3 page credit report from equifax dated 2/26/07 he does not have 11 'now delinquent' he has 2. In speaking to Arthur he did not need help setting his priorities in order, he has already made the changes that are necessary to set his life back on a solid financial foundation. I'm Bidding!

Endorsement for APersonIsAPersonNoMatterHowSmall on Mar 02, 2007
Stephanie and I each own a business in the same industry, we are 75 miles apart. While we are in competition with each other, we regularly send each other customers that we feel will be better served by the other person. If you need help she will be there for you. Integrity and honesty are to of the qualities she possesses. If you do not want to know what she thinks do not ask her. She will not sugar coat the truth to make you feel good about doing something wrong.

Endorsement for APersonIsAPersonNoMatterHowSmall on Mar 02, 2007

Stephanie and I each own a business in the same industry, we are 75 miles apart. While we are in competition with each other, we regularly send each other customers that we feel will be better served by the other person. If you need help she will be there for you. Integrity and honesty are to of the qualities she possesses. If you do not want to know what she thinks do not ask her. She will not sugar coat the truth to make you feel good about doing something wrong.

Endorsement for cherrylcu2 on Mar 10, 2007
Here we have a lady who has been dealt a bad hand(disability) and is playing the best she can. Rather then living on the welfare system because of her disability she is stretching herself into providing for herself and becoming a productive member of our society. I would so much rather fund this business so Cherryl can provide for herself then send my money to Uncle Sam and let them take care of her. Cherryl has found that the more she tries to help herself the more God comes along side her.

Endorsement for cherrylcu2 on Mar 10, 2007

Here we have a lady who has been dealt a bad hand(disability) and is playing the best she can. Rather then living on the welfare system because of her disability she is stretching herself into providing for herself and becoming a productive member of our society. I would so much rather fund this business so Cherryl can provide for herself then send my money to Uncle Sam and let them take care of her. Cherryl has found that the more she tries to help herself the more God comes along side her.

Endorsement for HopefulAdoptiveParents on Mar 15, 2007 Endorsement Withdrawn
Asked Ed to verify a couple things stated in listing. 47 pages later, no doubt these folks want a child. They spent $19k+ out of pocket over & above what their medical insurance covered to conceive a child. No child. In order to pay the medical bills they cashed in their 401K. Now, they are hit with red tape. The cashing in of the 401K cost them $1,830 in AZ tax, and $7,850 to IRS. The state of AZ requires these taxes to be paid in full before they can adopt. I am going to help. Boyd

Endorsement for HopefulAdoptiveParents on Mar 15, 2007

Endorsement Withdrawn

Asked Ed to verify a couple things stated in listing. 47 pages later, no doubt these folks want a child. They spent $19k+ out of pocket over & above what their medical insurance covered to conceive a child. No child. In order to pay the medical bills they cashed in their 401K. Now, they are hit with red tape. The cashing in of the 401K cost them $1,830 in AZ tax, and $7,850 to IRS. The state of AZ requires these taxes to be paid in full before they can adopt. I am going to help. Boyd

Endorsement for jdmitchelllaw on Mar 17, 2007
Malachi 2:10-12. Here's a family that set standards high. Their commitment to doing what they believe is best for their children & parents in spite of hurdles that needed to be overcome, impresses me. I know that "doing what it takes" is not easy, but that is what they have done. You lenders only get the short story on prospers 4,000 character loan listing. I got the pages of detail. This family will do what it takes to pay this loan back, because it is the right thing to do. I am going to bid.

Endorsement for jdmitchelllaw on Mar 17, 2007

Malachi 2:10-12. Here's a family that set standards high. Their commitment to doing what they believe is best for their children & parents in spite of hurdles that needed to be overcome, impresses me. I know that "doing what it takes" is not easy, but that is what they have done. You lenders only get the short story on prospers 4,000 character loan listing. I got the pages of detail. This family will do what it takes to pay this loan back, because it is the right thing to do. I am going to bid.

Endorsement for WindshieldDr on Apr 03, 2007
This is the type of loan I like. Here is a man who has started a business, and has hit the ground running. He is selling windshields so fast, he can't replace his inventory fast enough with the current cash flow. Because one HUGE client uses a delayed payment system. Allen has supplied me with the names and phone #'s, and I have verified these corporate accounts and their delayed payment systems. Notice he has no delinquencies, no past dues, and is not stupid enough to do a pay day loan.

Endorsement for WindshieldDr on Apr 03, 2007

This is the type of loan I like. Here is a man who has started a business, and has hit the ground running. He is selling windshields so fast, he can't replace his inventory fast enough with the current cash flow. Because one HUGE client uses a delayed payment system. Allen has supplied me with the names and phone #'s, and I have verified these corporate accounts and their delayed payment systems. Notice he has no delinquencies, no past dues, and is not stupid enough to do a pay day loan.

Endorsement for jenniajohnson on Apr 06, 2007 Endorsement Withdrawn
I looked at her credit report, spoke to her co-workers, looked at her condo loan and examined the high interest credit cards she wants to get rid of. Her present 10% Debt to Income, will get even better once her husband graduates next month. This lady is not high risk. Our group will fund her. Boyd

Endorsement for TIFFINIE on Apr 09, 2007
I've gone over Tiffinie's medical bills and other small misc. debt, all of this debt comes as a direct result of her having surgery to fix a heart defect she was born with. Tiffinie is in excellent health now, and working full time again. Our group will fund this loan because we believe in her. This loan will allow her to clean up many small issues so she can plan for her wedding next year. Tiffinie has kept her bills paid, which can be seen in her 17% DTI ratio, even with the surgery expense.

Endorsement for TIFFINIE on Apr 09, 2007

I've gone over Tiffinie's medical bills and other small misc. debt, all of this debt comes as a direct result of her having surgery to fix a heart defect she was born with. Tiffinie is in excellent health now, and working full time again. Our group will fund this loan because we believe in her. This loan will allow her to clean up many small issues so she can plan for her wedding next year. Tiffinie has kept her bills paid, which can be seen in her 17% DTI ratio, even with the surgery expense.

Endorsement for Msmaemae7 on Apr 09, 2007
your kidding right

Endorsement for need2consolidate on Apr 13, 2007
Damon like most Americans was living on what he was making. Then...well we have all heard the stories. He got cutback, downsized, laid off...you know...But what impresses me about Damon & his family is how they have reacted. Rather then ride the ship to the bottom they tossed out the 2 extra cars, she has gone back to work etc...Many people get divorced when things turn bad. They have locked arms. They have my support. Read the book Richest man in Babylon (George Clausen), live the life.

Endorsement for need2consolidate on Apr 13, 2007

Damon like most Americans was living on what he was making. Then...well we have all heard the stories. He got cutback, downsized, laid off...you know...But what impresses me about Damon & his family is how they have reacted. Rather then ride the ship to the bottom they tossed out the 2 extra cars, she has gone back to work etc...Many people get divorced when things turn bad. They have locked arms. They have my support. Read the book Richest man in Babylon (George Clausen), live the life.

Endorsement for gocimo on Apr 17, 2007
______sent proof of employment with (dont think I should give name) airline, and copy of last pay stub (WOW). Her on the job injury caused upset of apple cart. Back to work, she will be able to get her life back in order. C____e story is not unlike many others who learn the hard way that a nest egg is needed. Learn from her mistake, set aside a stream of income that will provide for you when your JOB takes a crap on you. With this loan she will be positive again. Her Equifax is 649.

Endorsement for gocimo on Apr 17, 2007

______sent proof of employment with (dont think I should give name) airline, and copy of last pay stub (WOW). Her on the job injury caused upset of apple cart. Back to work, she will be able to get her life back in order. C____e story is not unlike many others who learn the hard way that a nest egg is needed. Learn from her mistake, set aside a stream of income that will provide for you when your JOB takes a crap on you. With this loan she will be positive again. Her Equifax is 649.

Endorsement for letty78 on Apr 19, 2007 Endorsement Withdrawn
Leticia is a dedicated single mother. She?s working two jobs, and striving to provide a better life for her children. She?s working on the American Dream of becoming debt free and buying her first home. She?s working with the cards she?s been dealt with in life and succeeding. By taking care of someone less fortunate than her, she?s come to appreciate the small things in life and is reminds her not to take life for granted. She?s on the right track for a future of successes with her finances.

Endorsement for letty78 on Apr 19, 2007

Endorsement Withdrawn

Leticia is a dedicated single mother. She?s working two jobs, and striving to provide a better life for her children. She?s working on the American Dream of becoming debt free and buying her first home. She?s working with the cards she?s been dealt with in life and succeeding. By taking care of someone less fortunate than her, she?s come to appreciate the small things in life and is reminds her not to take life for granted. She?s on the right track for a future of successes with her finances.

Endorsement for ChicagoSoftwareDeveloper on Apr 19, 2007
I have verified his income with his Pay stub and his credit score. This is not the first time we?ve had discrepancies between credit bureaus and what prosper is listing. He?s on the right path and has an excellent job after graduating from college. I?m impressed he was able to go through college without taking out massive student loans. He?s on the right path to becoming a millionaire. This will probably be the last loan of his life. He will soon be a lender.

Endorsement for ChicagoSoftwareDeveloper on Apr 19, 2007

I have verified his income with his Pay stub and his credit score. This is not the first time we?ve had discrepancies between credit bureaus and what prosper is listing. He?s on the right path and has an excellent job after graduating from college. I?m impressed he was able to go through college without taking out massive student loans. He?s on the right path to becoming a millionaire. This will probably be the last loan of his life. He will soon be a lender.

Endorsement for shiks on Apr 20, 2007 Endorsement Withdrawn
I have verified his income with his Pay stub and his credit score. This is not the first time we?ve had discrepancies between credit bureaus and what prosper is listing. He?s on the right path and has an excellent job after graduating from college. I?m impressed he was able to go through college without taking out massive student loans. He?s on the right path to becoming a millionaire. This will probably be the last loan of his life. He will soon be a lender.

Endorsement for shiks on Apr 20, 2007

Endorsement Withdrawn

Endorsement for vmarrs on Apr 22, 2007
Our group is fully confident in Veronica and her husband. We fully funded her loan last time and have done so again. We want you to know that our group Psalms 1:1-3 does not run loans that we do not believe in ourselves. We apologize for the fact that some of you had funds tied up in Veronica's loan for two weeks and got no return on your investment. We believe that Veronica & her Husband who will be an Oral surgeon soon are only borrowers for a short time and will soon be lenders.

Endorsement for vmarrs on Apr 22, 2007

Our group is fully confident in Veronica and her husband. We fully funded her loan last time and have done so again. We want you to know that our group Psalms 1:1-3 does not run loans that we do not believe in ourselves. We apologize for the fact that some of you had funds tied up in Veronica's loan for two weeks and got no return on your investment. We believe that Veronica & her Husband who will be an Oral surgeon soon are only borrowers for a short time and will soon be lenders.

Endorsement for MY3SONS81 on Apr 22, 2007
You raised three sons and you drive school bus...MY OH MY! You have more patience in your pinky finger then I do in my whole body....with a 5% DTI...and no credit cards... Fix your truck, get on with life.... live long prosper, don't look back, look forward

Endorsement for RealDeal36 on Apr 26, 2007 Endorsement Withdrawn
James has given me the names and phone numbers of his Sergeant and his captain...He misses a payment, they get a call...Nothing like a little military chain of command to keep the payments coming in on time. James claims to have learned his lesson with pay day loans....I am willing to give him a chance to pay off the pay day sharks and get back on the straight and narrow.

Endorsement for callie123 on Apr 27, 2007
"..several delinquencies on my credit. Each one of these delinquencies is my fault. I allowed myself.." AFTER I GOT OVER THE SHOCK of someone admitting they were wrong I wanted to help. Home ownership is not verified because the home is not (could not be) in her name because of past mistakes. A friend has bought the house with Cynthia's money. Cynthia makes the payments, the contact states she can purchase at anytime at whatever the loan balance is. Nice friend, sweet deal. Go Cynthia.

Endorsement for callie123 on Apr 27, 2007

"..several delinquencies on my credit. Each one of these delinquencies is my fault. I allowed myself.." AFTER I GOT OVER THE SHOCK of someone admitting they were wrong I wanted to help. Home ownership is not verified because the home is not (could not be) in her name because of past mistakes. A friend has bought the house with Cynthia's money. Cynthia makes the payments, the contact states she can purchase at anytime at whatever the loan balance is. Nice friend, sweet deal. Go Cynthia.

Endorsement for Jerot on Apr 30, 2007
As the eldest child, he's stepped up to the plate and taken responsibility for his family. He helped make sure his father's medical bills were paid, and his sibilings were taken care. He's on the right path. I'm bidding. Boyd

Endorsement for PraiseGodThroughTheStorm on May 03, 2007
She's a fighter! She's taken charge of her life after getting divorced. She's on the right path of financial freedom and working on being debt free. I believe in her and I'm bidding. Boyd

Endorsement for m_eldridge on May 05, 2007
I have verified his credit report and the information Prosper is showing is incorrect. It's not the first time we've had discrepancies between the two. I've also verified his upcoming mortgage closing costs. He's about ready to be a homeowner! I have a great deal of respect for a soldier who?s served his country for over twenty years. I believe in him and I'm bidding. Live-Long-Prosper Boyd

Endorsement for FLInvestor on May 17, 2007 Endorsement Withdrawn
Like most americans Chris is spending most of what he is making. He slowly is turning that around. I personally would have hoped that he would have learned more from the last time he was laid off...he has the 401K but with his income he should be debt free...but like I said he like most americans spends much of what he makes...I am impressed with the fact he did not file bankruptcy, and is paying off those past due amounts. I believe he will pay this back otherwise I would not have bid so much.

Endorsement for FLInvestor on May 17, 2007

Endorsement Withdrawn

Like most americans Chris is spending most of what he is making. He slowly is turning that around. I personally would have hoped that he would have learned more from the last time he was laid off...he has the 401K but with his income he should be debt free...but like I said he like most americans spends much of what he makes...I am impressed with the fact he did not file bankruptcy, and is paying off those past due amounts. I believe he will pay this back otherwise I would not have bid so much.

Endorsement for zeta0497 on May 17, 2007
She went off to college and got herself in money trouble. Not a new story. She is back at home, Mom and Dad are providing housing and other help... Since she has asked her parents for help and they are giving it, our group has decided to help her too. In our working with ____n, I believe she now realizes that if you spend more then you earn, you will be a borrower, If you spend less then you earn, you will be a lender.... Lender is better.

Endorsement for zeta0497 on May 17, 2007

She went off to college and got herself in money trouble. Not a new story. She is back at home, Mom and Dad are providing housing and other help... Since she has asked her parents for help and they are giving it, our group has decided to help her too. In our working with ____n, I believe she now realizes that if you spend more then you earn, you will be a borrower, If you spend less then you earn, you will be a lender.... Lender is better.

Endorsement for clemson383 on May 20, 2007
Kiev & his fiancée has shown the financial forethought to save and pay for their wedding expenses (Congrats!... wise move) over the past year BEFORE their wedding. With rising fuel prices, the low railroad transportation cost will look better and better to shipper. His chosen occupation has a great future. I'm also impressed with his entrepreneurial venture into the lawn care industry.

Endorsement for Jewels28 on May 20, 2007 Endorsement Withdrawn
Payday loan = financial quicksand. She's pulled herself out, lets help her close this bad chapter in her life and move on. She's shown her stability by working at a job she enjoys for over 3 years. (I helped care for my father-in-law who had Alzheimer's) I have a tremendous amount of respect for Julie who is taking the time and energy to care for her mother.

Endorsement for bigtime300 on May 20, 2007
Many of you bid on JC last listing, because of a communication error JC removed his listing after it was fully funded. JC is a young man who I plan to help out of his Credit mess. I believe he has learned his lesson with payday loans. I see that JC shows his stability in his employment record. This is a good loan, myself and our group of lenders are going to bid again. I hope JC becomes a lender rather then a borrower. Lending is so much more fun then borrowing.

Endorsement for bigtime300 on May 20, 2007

Many of you bid on JC last listing, because of a communication error JC removed his listing after it was fully funded. JC is a young man who I plan to help out of his Credit mess. I believe he has learned his lesson with payday loans. I see that JC shows his stability in his employment record. This is a good loan, myself and our group of lenders are going to bid again. I hope JC becomes a lender rather then a borrower. Lending is so much more fun then borrowing.

Endorsement for 2_B_Debt_Free on May 21, 2007 Endorsement Withdrawn
Saisha, is young, life still has a lot of lessons to teach her....I am impressed with her continued employment for 5 years at the same company. Most kids that start a job at 18 are not still employed the same place at age 23. Going to school and working...Well those that have done it know how tough that is...yet she continues on...She probably could have made a wiser decision on the car and its financing but my guess no one taught her what to do and she is learning these lessons on her own.

Endorsement for 2_B_Debt_Free on May 21, 2007

Endorsement Withdrawn

Saisha, is young, life still has a lot of lessons to teach her....I am impressed with her continued employment for 5 years at the same company. Most kids that start a job at 18 are not still employed the same place at age 23. Going to school and working...Well those that have done it know how tough that is...yet she continues on...She probably could have made a wiser decision on the car and its financing but my guess no one taught her what to do and she is learning these lessons on her own.

Endorsement for Budget_Done_1_Yr_Ahead on Jun 10, 2007
Denise has faxed me over 20 pages of requested information. She has a small tax burden that she needs to pay off from when she was ill with fibromylgia (see her personal description). She is back to work and is running a successful business (access through the link provided). It is not often you see a 4% DTI in a credit grade D [showing good fiscal discipline] , this is about as good as loans get. Our group of lenders and myself personally will be bidding.

Endorsement for Budget_Done_1_Yr_Ahead on Jun 10, 2007

Denise has faxed me over 20 pages of requested information. She has a small tax burden that she needs to pay off from when she was ill with fibromylgia (see her personal description). She is back to work and is running a successful business (access through the link provided). It is not often you see a 4% DTI in a credit grade D [showing good fiscal discipline] , this is about as good as loans get. Our group of lenders and myself personally will be bidding.

Endorsement for c_quinlisk on Jun 19, 2007
Here is a good one. Went to school, had two children, has a job, but still managed to remain almost debt free. Now she is graduated but was smart enough to keep her college job till she finds an opening in her medical assistant field...Credit grade C, almost no credit card debt, and no past dues! Won't it be nice if they were all like this? Simple and Sweet!

Endorsement for fssche02 on Jul 07, 2007
One step back two steps forward. Fred has been employed with the same company for 34 years. Few of us have that kind of stability. Fred's boat anchor (exwife) is now cut loose. I think this boat will float we are bidding on this loan. Live Long Proser.

Endorsement for jessilj1 on Jul 09, 2007
OK let me get this straight...don't have any money, don't have a car, cant get to work, cant earn money to pay the bills........We lend you the money to buy a car, you get to work, you earn the money, you pay your bills, you pay back the loan......Well that is how it is supposed to work...Maybe I am a sucker but here is the money for the car....I will bid.

Endorsement for emschmeid on Jul 09, 2007 Endorsement Withdrawn
D rateing, with no past dues. Car is paid for. Wants to finish her education...

Endorsement for GolferDee on Aug 04, 2007

Danan has been with the same employer for over 11 years. He is stable. Smarter guys then him have been caught in the payday trap. They make it sound so eeeeeasy but the quicksand of payday loans does not let a person on a fixed income ever climb out. Notice his line "I love to golf but I just can't afford that activity anymore." I think he has learned his Payday loan lesson. Even if it was the hard way. I'm bidding.

Endorsement for smlltwngrl74 on Aug 21, 2007

Don't quite know how they were able to stay current with that many payday loans...but they only show 3 past due. I really like their statement "We know how we got into this financial mess and we KNOW how not to get back into this mess once we can dig ourselves out." Most people get into the rut and don't see the need for change. They realize that change is necessary. Im willing to help them dig out by bidding.

Endorsement for anthonysbeehive on Sep 02, 2007

26 years ago we had 46 beehives on our family farm. I kept the hives but my wife & I capped the frames and spun out the honey together. We bottled in our kitchen & sold out our front door. We were one of three small beekeepers who supplied the local community with the flavor of our seasons. Even though I developed a sever allergy to bee stings and had to give up beekeeping I have never lost the love of the hive and will always remember how the many bees worked together to keep the hive healthy.

Endorsement for dw_tutorials on Sep 09, 2007

Endorsement Withdrawn

Every now and then you come across a truly good person. Here we have one. Someone who is always putting others before self. Read her personal discription. Now she needs to do something for herself & her money has always been spent on others....Her husband owns their house, he could go get a homeowner loan but now that the house is paid for...well the teeth can wait...at 64 its time to do the caps now, not two years from now. They always paid on time. I am going to bid what I have & more later.

Endorsement for Topnach on Sep 11, 2007 Endorsement Withdrawn
Ignacio has not missed one single payment on his cash call. (He sent me proof of that.) If he can make thos payments on time. I believe he will continue to make the Prosper payment and in three years this burden will be removed from his back....the lenders in our group will fund this loan over the next couple of days as our funds become available.