Lender Summary Data for bchen78875
Basic Information
Member Since: 2007-03-22
Current Group: None
Location: (Not Published)
Member Stats
Lender Rank: #38
Total $ Loaned: $112,621.66
Avg Credit Grade (unweighted): B-
Avg Credit Grade (weighted): B
Number Of Loans: 1975
Number Of Bids: 8225
Number Of Listings: 0
Portfolio Performance
Avg Interest Rate (unweighted): 15.89%
Avg Interest Rate (weighted): 14.86%
Experian Estimated ROI: 12.38%
EricsCC Estimated ROI¹: 6.73%
Avg Loan Age: 309 days
Loans By Credit Grade
¹ click here for more information on the EricsCC ROI calculation.
Loan Breakdown By Status
Current: 1616 82% $126,892.32
Paid: 164 8% $20,683.39
Payoff in progress: 3 0% $175.00
Repurchased: 3 0% $800.00
Late: 22 1% $1,375.00
1 month late: 29 1% $2,490.00
2 months late: 21 1% $1,400.00
3 months late: 22 1% $1,950.00
4+ months late: 90 5% $8,538.78
Default: 4 0% $550.00
Unknown: 1 0% $125.00
Extended Credit Breakdown
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