Eric's Credit Community - Prosper.com Data & Statistics

Endorsements

Endorsements from allamerathlete to other members

Endorsement for mildabilly on Nov 03, 2006 Endorsement Withdrawn
I think BIlly has good intentiosn with this loan. Due to the state cap on his loan he is limited. I hope you will consider loaning him the capital he needs to get his life back on track!

Endorsement for vedacb on Nov 08, 2006 Endorsement Withdrawn
WIth and income of $2200 and debt of $1800 this borrower can afford the monthly payments of $107 fairly readily with the left over $400 a month.

Endorsement for tempboy81 on Nov 04, 2006
$40 is an easily affordable payment request for this borrower. Recently was an E credit grade (changed about 1 month ago). Verified bank account and a homeowner!

Endorsement for topmom1234 on Nov 09, 2006 Endorsement Withdrawn
First of all I want to state that since the CA state minimum loan amount is $2550, that is the lowest amount she can request. With $640 left over after you subtract her expenses from her incoem she can easily manage the $106.86 payments that would be required. She has no public records since her credit began in November of 1998. She is going to be paying down her debt so that her credit score can once again increase to a more reputable level.

Endorsement for topmom1234 on Nov 09, 2006

Endorsement Withdrawn

First of all I want to state that since the CA state minimum loan amount is $2550, that is the lowest amount she can request. With $640 left over after you subtract her expenses from her incoem she can easily manage the $106.86 payments that would be required. She has no public records since her credit began in November of 1998. She is going to be paying down her debt so that her credit score can once again increase to a more reputable level.

Endorsement for silver1421 on Nov 07, 2006
Now delinquent: 0 Delinquencies in last 7y: 29 Public records in last 10y: 1 First recorded credit line: Mar-1999 Total credit lines: 17 Inquiries in last 6 months: 5 $232 a month payment with $865 a month left over shoudl be an achievble accomplishment!

Endorsement for nascardeception on Nov 29, 2006
$455 left over monthly to repay a loan for $127. Young and has learned quickly that credit is very important. 0 delinquencies now and in the past 7 years.

Endorsement for farragood on Nov 16, 2006
Has outstanding credit ever since Nov. of 1998.Over 27 credit lines and only 1 delinquency in the last 7 years. Nothing currently delinquent and never a public record. With $1207 left over monthly she can afford the small payback amounts of $314 each month.

Endorsement for SpaDreams31 on Nov 30, 2006 Endorsement Withdrawn
Flawless credit for the last 7 years! One public record back past 7 years ago. A clearly safe bet on someone who does understand the value of good credit.

Endorsement for KEITHF on Nov 10, 2006
Keith has had credit since July of 1999. He currently has two delinquent accouts with very minimal balances that he wishes to consolidate and remove from his credit. He has 3 total credit lines and has had only 1 inquiry in the last 6 months. Currently he is paying his minimums on his credit card and getting eaten alive. Lets help Keith consolidate and build his credit while he is still young and get him on the right path.

Endorsement for KEITHF on Nov 10, 2006

Keith has had credit since July of 1999. He currently has two delinquent accouts with very minimal balances that he wishes to consolidate and remove from his credit. He has 3 total credit lines and has had only 1 inquiry in the last 6 months. Currently he is paying his minimums on his credit card and getting eaten alive. Lets help Keith consolidate and build his credit while he is still young and get him on the right path.

Endorsement for Best_Holiday_Present_Ever on Nov 14, 2006
$530 left over in income after expenses are paid off monthly. Can easily afford a $60 monthly payment.

Endorsement for dominion42 on Feb 05, 2007 Endorsement Withdrawn
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for Sgt46 on Nov 03, 2006 Endorsement Withdrawn
Bank account + home owner. Has good D/E ratio. and no public records in 8 years of credit on record.

Endorsement for melishb on Nov 28, 2006 Endorsement Withdrawn
38 Credit Lines, only one delinquency as explained. This loan will pay off several credit cards.

Endorsement for mthewho2 on Nov 03, 2006
The borrower is really only gettign $3000 cash. He will be paying back a large amount of it immediately. He has a bank account as well. Very good D/E as well! Make some quick money on this loan as a lender! Easily coer the payment with his left over income.

Endorsement for sbluejas1 on Nov 03, 2006 Endorsement Withdrawn
Very good D/E ratio. Has dependable income from the state as well. Auto funding makes this loan look really good to lenders and it is an easy payment to make @ $41.91 a month when she has over $307 left each month.

Endorsement for tcvirginia on Nov 03, 2006
A great case for Prosper lenders to make money on. Her last loan was paid without any late payments. Her credit score has improved by two levels.

Endorsement for jwiz007 on Nov 20, 2006 Endorsement Withdrawn
Trying to get rid of some high interest credit cards to lower his payments. No public records in 10 years. Several delinquencies in the past.

Endorsement for laJuan on Nov 14, 2006
$1258 left over each month can easily cover the $127.40 payments. A DTI of +4% shows she is getting back on her feet and the Prosper loan is the push that will get her there.

Endorsement for divajr12864 on Dec 01, 2006
State of OH limits them to this 6%. I know as a Lender myself risking someone that is HR is a tough bet. This is a person who is in dire straights.

Endorsement for candle44 on Nov 03, 2006 Endorsement Withdrawn
Greg has a bank account. Can easily cover the loan @$125 monthly payment with the $433 left over each month. Realizes the value of good credit. Already paid off one delinquency in last 2 weeks as you can see from his past listing.

Endorsement for Marie28 on Nov 14, 2006
Having outstanding credit since 2000. Great chance for lenders to make money. A loan payment of $259 is easily achievable with $591 left over currently and over $1000 left over if this loan is granted.

Endorsement for bullocks on Nov 09, 2006 Endorsement Withdrawn
WIth only 1 delinquency in 7 years its clear that this borrower is serious about her finances. She has had credit since Dec. of 1998, and has 32 credit lines. As you can see from reading her description she is an independent contractor within the housing market. Though her income does vary depending on how many homes she closes on a typical month she has over $750 to spare. I consider this to be a very low risk and I am bidding on this loan myself.

Endorsement for bullocks on Nov 09, 2006

Endorsement Withdrawn

WIth only 1 delinquency in 7 years its clear that this borrower is serious about her finances. She has had credit since Dec. of 1998, and has 32 credit lines. As you can see from reading her description she is an independent contractor within the housing market. Though her income does vary depending on how many homes she closes on a typical month she has over $750 to spare. I consider this to be a very low risk and I am bidding on this loan myself.

Endorsement for claytonmfranks on Nov 03, 2006
I think as you can see he has plenty of disposable income to pay this loan back in a timely manner.

Endorsement for rastump on Nov 15, 2006
WIth $945 left over monthly from income Ruby can easily afford the $40.21 paymetns required. Her credit grade of E shows she has been working hard to repair her credit back to a credable level.

Endorsement for mrcrawford on Nov 03, 2006
With $428 left over and a small payment on this loan of just $35 I feel this is a fairly resonable loan @ 14% return to you as a lender.

Endorsement for Nelly_D20 on Nov 14, 2006
HR is not called for on a peson who has no delinquencies. She has had credit for almost a year now and no delinquencies. She has a short history of credit but by reading her story you can see she understands the importance of good credit and a fresh start. With $325 over each month she can easily afford to make the $41.36 payments on time. She wants to pay off some of her debts incured with this loan and begin to rebuild her credit while she is still young.

Endorsement for Nelly_D20 on Nov 14, 2006

HR is not called for on a peson who has no delinquencies. She has had credit for almost a year now and no delinquencies. She has a short history of credit but by reading her story you can see she understands the importance of good credit and a fresh start. With $325 over each month she can easily afford to make the $41.36 payments on time. She wants to pay off some of her debts incured with this loan and begin to rebuild her credit while she is still young.

Endorsement for coltom on Nov 03, 2006
I believe this is a very resonable loan to give to Ron. He can easily make the payments on this loan. Ron wants to get this initial loan and then take out a larger loan in about 1-2 months with the same lenders who he has proven himself to. Hopefully you are interested in this loan.

Endorsement for Nick13 on Nov 09, 2006
With a steady state income of $1350 and very minimal payments to credit cards and hospital bills Nicholas want to build more credit. He only has those two credit lines and wants to create postive impacts on his credit. The payments of $104.81 a month are a very minimal burden.

Endorsement for wisconsinjohnson22 on Nov 21, 2006
Only one currently delinquent account. Great DTI ratio.

Endorsement for twashington3237 on Nov 08, 2006
WIth $571 left over each month the payments of $41.91 can easily be covered.

Endorsement for yngsacpl on Dec 28, 2006
Total take home for Chance was $50k which is vetted by myself through his drivers liscence and hsi pay stub.

Endorsement for JagerMan09 on Nov 10, 2006
James has very new credit which started in July of 2003. He has 8 credit lines currently. He currently has 3 delinquencies that are very minimal in debt. His income can easily cover those delinquencies. James will have no issue repaying the $167.62 payments. SInce he is also in the military his credit is of the upmost importance to him.

Endorsement for gator99 on Jan 16, 2007 Endorsement Withdrawn
Solid member to the group. Small payments of $35 are easily manageable.

Endorsement for RMS1409 on Nov 21, 2006 Endorsement Withdrawn
12 credit lines, 2 delinquencies as described below. His listing description is very informative, read it!

Endorsement for bigcountry82 on Nov 20, 2006
Payments @ 29% will be a simple payment of $41.91. Easily covered by his military income.

Endorsement for t-humph on Nov 21, 2006 Endorsement Withdrawn
No public records, 2 current delinquencies out of 11 credit lines. Low Risk. Great DTI.

Endorsement for Sarah2140 on Dec 02, 2006
Perfect flawless credit and money to pay back the loan. Just a short history since 2004. Great investment for lenders.

Endorsement for L52Camaro on Nov 29, 2006 Endorsement Withdrawn
Young man. Very little credit history. This loan will get him back to square one with no debts but this loan.

Endorsement for brydarby on Nov 28, 2006
Four credit lines, Never a delinquency. Short term credit history only since June of 2005.

Endorsement for futureone on Dec 02, 2006 Endorsement Withdrawn
Flawless credit since 1985. Hence the A rating. Can easily pay back the loan with stated income.

Endorsement for krislyn on Jan 08, 2007 Endorsement Withdrawn
$800 left in income to pay back payments of $125 on the prosper loan.

Endorsement for ANNE039 on Jan 09, 2007 Endorsement Withdrawn
1

Endorsement for workinglikeadog79 on Feb 07, 2007 Endorsement Withdrawn
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for trytogetahead11 on Feb 10, 2007 Endorsement Withdrawn
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for roadstarrider on Feb 10, 2007
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for GixxerGirl23 on Feb 05, 2007
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for Lanz on Feb 09, 2007 Endorsement Withdrawn
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for hipawkets on Feb 09, 2007 Endorsement Withdrawn
If you like this listing then you might like to bid on others like it. Join the email list to receive a bi-weekly update on the top listing within this group: http://groups.google.com/group/PersonalTouch

Endorsement for candjdist on Apr 24, 2007 Endorsement Withdrawn
Great rate. Positive DTI. Verified income.

Endorsement for fleaman on Apr 24, 2007
A $1000 at a hefty rate so he can prove to lenders he will make timely payments. Income verified.

Endorsement for Artizen on Apr 26, 2007
Great new member to the group with outstanding credit history. Verified income. I have bid myself.

Endorsement for babydre on Nov 10, 2006
This is your chance to take advantage of Andre's young credit. Established last year in November 2005 he has already got 2 credit lines. No delinquencies, a verified bank account and a great job. With a D/I ratio at +5% this is a no brainer. As always with my group your first payment will be made early as well.

Endorsement for Gummie92 on Nov 17, 2006
Never a delinquent payment. Has over 25 credit lines. Since 2000 has been flawless. Read profile about DTI ratio issue.

Endorsement for bulldogs1031 on Dec 18, 2007 Endorsement Withdrawn
Past borrower.