Endorsements
Endorsements from MuleShoes to other members
Endorsement for joshb on Sep 20, 2006
Josh has been completely helpful and transparent in our interactions. I plan on fully funding this loan by early next week, so please take a crack while you can. -MS
Endorsement for cathy404593 on Dec 06, 2006
Endorsement Withdrawn
Cathy has sent me reams of information to support her listing. The credit drop is hard to fathom, another example of the Wizard of Oz nature of the credit agencies. She has funded before and is worthy of funding again. -MuleShoes
Endorsement for jblack0305 on Oct 15, 2006
jb0305 will be dominant in his chosen field. Get on the Bus!
Endorsement for work4aliving on Oct 15, 2006
Paula appears to be hardworking, honest, and above all trustworthy/ -Nick
Endorsement for mmmmaker on Nov 03, 2006
Endorsement Withdrawn
Hello, Cory has been Extremely responsive and hands on as a group member. He began communication with me before I closed my group to membership and as such I welcome him with open arms. He has been persistant and respectful and I consider this a very low risk listing. Most importantly, it is a gleaming opportunity to welcome a creditworthy 'NC' into the Prosper system. In Good Faith - MuleShoes
Endorsement for bhbjk1 on Sep 26, 2006
Jeff is not a high risk. -Nick
Endorsement for Flippy on Sep 15, 2006
I have spoken to Flippy directly about this listing. I firmly believe that the lower interest rate will enable current monthly payments, and quite possibly an early payoff. I strongly encourage bidding. In Good Faith MuleShoes
Endorsement for chiquita_latina on Sep 21, 2006
Desiree has tested the waters at Prosper and I hope that this can be the end of her journey. The important aspect of this loan is her relatively stellar credit history despite such a high DTI. Another survivor who is intimate with hard work. I would suggest full funding at 12%. Thanks for your Consideration, MuleShoes
Endorsement for SLDAV33 on Oct 14, 2006
Endorsement Withdrawn
Nice looking E, no funds until Monday. mS
Endorsement for tracy457 on Sep 20, 2006
Please note the stellar DTI. Full support. -MS
Endorsement for spring59 on Oct 02, 2006
spring59 has been a pleasure to have as a group member. Due to her work, she is very familiar with loan systems. Payback seems a foregone conclusion. Highly recommended - MuleShoes
Endorsement for ProgressiveOne on Sep 27, 2006
Endorsement Withdrawn
I have faith in the ability of 'she2cute' to repay this loan in a timely fashion. -MuleShoes
Endorsement for macdaddy51 on Oct 02, 2006
macdaddy has been extremely responsive and dedicated in his approach to this listing. please feel free to contact me with any questions. -Mule
Endorsement for jen5276 on Oct 15, 2006
"Health, wealth, happiness."
Endorsement for faye on Oct 12, 2006
Good Old Fashioned Traditional HR Listing. Faye is acutely aware of her financial situation and has listed accordingly. -np
Endorsement for whattodo1 on Oct 05, 2006
This listing was created completely by Kelly with no input from me. I believe in her credibility and her intentions. I will bid on this loan tom (Friday) evening. I recommend this listing without reservation. -MuleS
Endorsement for JR80 on Nov 29, 2006
I have seen JR80's paystubs - biweekly payments of $1771.75. Giving it another shot at a lower amount. -Nick
Endorsement for elmay1 on Sep 20, 2006
Elmay has been through the ringer on Prosper and deserves a fresh look at his loan. I have confidence that he will prove his mettle if given full funding. Best, Nick
Endorsement for lunarmystis on Oct 28, 2006
Lunarmystis continues to work hard at creating a viable listing. This iteration has seen her cut the requested amount by more than 50% while keeping the interest rate at a relatively high rate of 23%. -muleshoes
Endorsement for Mr-HPI on Nov 29, 2006
Endorsement Withdrawn
The borrower narrowly missed funding with a previous listing. After an attempt to secure 20k, he has decided to relist with a figure closer to his initial sum. We have decided to uptick the interest rate to 10% to stimulate bidding. -Nick
Endorsement for mainetain on Sep 21, 2006
Per usual, don't let the credit score fool you. Romaine is a very dedicated woman. I would urge entrepeneurs to look out for one of their own because Romaine's bad credit is a very small bump in her road to success. I will bid. (tx gulp)
Endorsement for blackbuttafly715 on Oct 05, 2006
Please consider this a test of a new loan model aimed at providing service to borrowers from states with harsh rate caps. This borrower has pledged to reinvest 1/6 of this loan into the Prosper system. -MuleS
Endorsement for GntlmnEBM on Oct 03, 2006
The first in what I hope to be a long list of high quality, market-friendly HR listings. Gentleman E is just that but wears his attributes lightly. He has been wonderful to work with and I believe that his listing conveys that sufficiently. -M.Shoes
Endorsement for JESfaithful on Oct 08, 2006
Endorsement - Yes. -MuleS.
Endorsement for specialperson on Oct 30, 2006
Another winner from the Bean.
Endorsement for MRS-1210 on Oct 14, 2006
Welcome MaSheea, Nick.
Endorsement for FAVORED06 on Oct 04, 2006
Meant for in-group funding but feel free to bid. This listing will stay @ or very near 15. -MuleS
Endorsement for foxfranco on Oct 12, 2006
Endorsement Withdrawn
Foxfranco has been a pleasure to work with. -nfp
Endorsement for Truly-Blessed on Oct 23, 2006
Very Strong DTI, esp for an HR borrower. Justifies the int. rate in my opinion. re-list, ibid. -mss
Endorsement for jm_bron on Oct 05, 2006
Endorsement Withdrawn
jm bron (his initials) is the son of another member of Fairplay lending. His mother has already paid the first installment of her loan three weeks before it was due. The interest is low due to the NY rate cap of 16%. {Place rant against high interest for those lucky enough to have avoided the credit system here} The numbers speak for themselves...help a good kid out and get paid to do it. -MuleS
Endorsement for sunnyd11979 on Oct 14, 2006
sunny delight. np
Endorsement for LaVoz on Oct 11, 2006
Jason is a new group member who has displayed great enthusiasm about Prosper. He aspires to become a lender here in the near future. As such, we have decided to give him a favorable interest rate. Jason tells me that much of the extra funds contained within this loan will be directly invested into Prosper. He has a lot of real-world business experience for a man his age. I have spoken extensively to him by phone as well as over PM and email and consider him to be a steadfast investment - np
Endorsement for DWBuster on Oct 15, 2006
Help get this big dog off of a short leash. nfp
Endorsement for techy3 on Oct 13, 2006
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Endorsement for Kelibeanz on Oct 13, 2006
Endorsement Withdrawn
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Endorsement for ashanne1102 on Oct 11, 2006
Ashley has been very responsive and a pleasure to work with. The vast improvement between this listing and her previous listing speaks volumes about her work ethic and overall diligence. -Mules
Endorsement for thatgyrl55 on Oct 12, 2006
Expect full funding on Friday evening. Sorry if I tread on a digit. Full trust to Group members always. Peace.
Endorsement for MamaT40 on Oct 27, 2006
MamaT, -np
Endorsement for nysports on Oct 13, 2006
Go Mets!
Endorsement for HelpWithChildrenCollegeEducation on Oct 25, 2006
HWCCE has been endlessly patient and this listing is a good reflection of her needs and plans. Please help her to acheive her worthy goal. -nfp
Endorsement for y_e31501 on Nov 26, 2006
Relist due to lack of account verification, I believe due to negligence on Prosper's end. Phone calls made by the borrower and myself to no avail. -Nick
Endorsement for michael3410 on Oct 14, 2006
Vote for Michael.
Endorsement for Orzo on Nov 25, 2006
Orzo has been serious about working for this loan, as evidenced by her near-endless stream of listings. She has also been active on the forums. It would be too bad to see her become another rate-cap victim as her listing merits attention in my opinion. -MuleShoes
Endorsement for bengal32 on Oct 17, 2006
Welcome Bengal. -ms
Endorsement for azsanea on Oct 15, 2006
A small upfront price to pay for a loyal member of the Prosper Community.
Endorsement for franktorres1224 on Oct 23, 2006
Frank has listed for a reasonable amount at his state cap. His DTI is very strong and he has voiced a strong commitment to repaying in a timely fashion so that he can move on with his life.
Endorsement for cinnamon1 on Oct 23, 2006
Tough draw on the rate cap. This listing is worth a flier in the hopes of future collaboration.
Endorsement for eznupe86 on Nov 04, 2006
Endorsement Withdrawn
A more realistic relist from eznupe. -MuleShoes
Endorsement for ladybuggie2006 on Oct 26, 2006
1/2 so far, hoping for the tertiary charm.
Endorsement for PTA2B on Nov 25, 2006
PTA2B has relisted at the minimum $ amnt and her state's maximum int rate. She has been very active in this process.
Endorsement for Steph_MhM on Oct 29, 2006
giveachance to me comes very highly recommended. As such I have decided to make an exception to Fairplay's current admissions policy in allowing and endorsing this listing. - MsS
Endorsement for tinatmk on Nov 20, 2006
I've seen Tina's credit report and paystubs. From what I've seen, she should be able to make her monthly payments without a problem. She has been very determined in how she has approached this process and I believe in her. Muleshoes
Endorsement for syyas on Nov 01, 2006
I bid. np
Endorsement for grizzod on Dec 19, 2006
I have seen grizzod's credit report, the current dq is his Capital One card that will be taken care of by this loan. I have also seen proof of income from both he and his wife. As indicated by grizzod, their income allows comfortable repayment of this loan. -MuleShoes
Endorsement for D343 on Dec 14, 2006
The borrower has continued to lower her amount in this version of her listing. Please note her stellar DTI. The NY rate cap is a factor here, hopefully not insurmountable. MuleShoes
Endorsement for hummingbird on Nov 22, 2006
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Endorsement for shortee on Nov 18, 2006
Another rate-cap situation, still a good return and a good risk imo.
Endorsement for HummerGirl on Nov 27, 2006
I have seen the borrower's pay stubs and the posted income is accurate. -MuleShoes
Endorsement for LookingForNewBeginnings on Dec 19, 2006
Denise has come recomended by another group member who is a member of this group in good standing. -MuleShoes
Endorsement for davidelifritz on Nov 11, 2006
It's all here. Rate cap is an unfortunate reality, but when the money's in the bank, 17% from an HR borrower is no different than 17% from a B. I firmly believe that payments will be made. -MuleShoes
Endorsement for cjs142 on Dec 15, 2006
cjs is scaling his asking amount back again. I have seen a list of the borrower's credit delinquencies. I have also looked over a letter from the owners of the coffee shop that the borrower manages stating terms of their contract. I trust his sincerity and intent to repay. Nick
Endorsement for mrjemstar on Dec 12, 2006
I have reviewed extensive documentation supporting mrjemstars listing posted above. These include his business information as well as a current Experian CR with no current DQs and personal banking info. Please refer to the Review My Listing forum for further details. I support this listing and will bid. - MuleShoes
Endorsement for Mommyof1 on Nov 25, 2006
A 2-0-0 HR.
Endorsement for likemind on Dec 05, 2006
likemind has submitted to me the following for review: -Gross commission statements, showing very strong personal income -Federal Schedule C form, indicating 70k + in profits for the business of which the borrower is the sole proprietor -A 3Bureau Credit Report that gives no further cause for concern, with experian reporting 4 dqs, the TU and Eq reporting 3. I consider this listing to be low risk. MuleShoes -MuleShoes
Endorsement for rockinrobin1974 on Nov 28, 2006
This listing has been tweaked, the amount lowered in order to deal with the state cap. -MuleShoes
Endorsement for pdiddy594 on Dec 13, 2006
I have reviewed the borrower's 3-bureau Credit Report and the numbers check out. He is very close to having 'D' credit under the Prosper scheme, in fact his equifax score is 601, which would rank him as a 'D.' This is esp worth mentioning due to the Mich rate cap which has us offering 24% interest, still a hefty rate. I will bid. MuleShoes
Endorsement for Summer05 on Jan 10, 2007
Summer05's fiancee is a valued member of the group. This loan would cover her current dqs and put her back on a firm financial footing. I consider this a good loan and will bid myself.
Endorsement for JR1974 on Nov 27, 2006
JR1974 is the husband of another group member in good standing. I endorse this re-listing. -MuleShoes
Endorsement for mobailbonds on Oct 08, 2006
I spoke on the phone with Drew this afternoon. He has been very upfront about the nature of his financial problem and how he plans to remedy the situation. I have faith in his resolve. -np