Endorsements
Endorsements for MsAva from other members
Endorsement from strongcashflow on Apr 09, 2007
MsAva has been extremely helpful even though she is not my group leader. She is very knowledgable about the Prosper process and is a strong asset to the Prosper community.
Endorsement from bcazay on Aug 23, 2008
I know MsAva personally and had the honor of meeting her at the 1st annual Prosper Days Conference in San Francisco where she was a presenter. I also spent time with her while she was visiting the islands for the Aloha M&G for Prosper Users last year. Bid with confidence on this self-motivator!
Endorsement from islandmele on Aug 23, 2008
It is without reservation that I endorse this Borrower. She was an early adopter of the Prosper platform as well as a vocal user advocate. I consider her to be an asset to this community. The members of Malama Ohana will be bidding with lots of aloha for this member who in the past has been a huge Lender supporter for our Group! -We wish you all the best in your endeavor MsAva!
Endorsement from babytaylor on Aug 23, 2008
It is with pleasure that I support this Borrower and this listing. I met MsAva at the Aloha Meet and Greet for Prosper Users in Honolulu. She supported my listing and I'm happy to do the same!
 
 
Endorsements from MsAva to other members
Endorsement for rescom on Jan 03, 2007
Realtor/mortgage broker doing a deal I like and understand. Vetted employment by phone and google. Assuming the ScoreX is correct. The one PR is an old lien according to borrower was from the city on some furniture left in a property that should have been removed. Since straightened out and paid. . Endorsing with my bid. Be Prosperous Ms. Ava
Endorsement for worker1 on Oct 30, 2006
Father doing the right thing. Totally support this loan.
Endorsement for tirwin4 on Oct 14, 2006
Clean loan. No current or past DQs. No PRs. High interest. I'm in on this one.
Endorsement for nick087 on Jan 16, 2007
Nick is fully vetted. Telephone interview, paystubs verified, utility bill in hand and driver's license. As explained on phone the PRs were 3 years ago and since he has been handling his credit responsibly. I believe in this borrower and voting with my bid. Let's get Uncle Sam out of Nick's pocket.
Endorsement for EpicuriousTraveller on Nov 15, 2006
This fellow Floridian deserves our vote of confidence. She does manage her money well. DTI is currently high, but she is doing some cost cutting measures. No DQs or BKs. Low Florida rate cap, but I feel she is worth it. Voting with my bids. Phone conversations. Will vet any documents lenders want.
Endorsement for mr_deluxe on Jan 16, 2007
Listing endorsed. Documents vetted was bank statement demonstrating sufficient cash flow to service the loan. Driver's license for identification and utility bill for residency. Telephone conversations also assured me this is a good loan. Listing is on AF because borrower is in rate capped state and want to give lenders as much return as possible. Endorse by my bids.
Endorsement for DRTechie on Sep 29, 2006
Endorsement Withdrawn
I talked to the borrower on the phone. He emailed and faxed verification of employment information. Large credit report and paystubs. Salary shows as stated in listing. No negatives in the credit except for a small hiccup corrected in 2001. He attended the NY M&G so may get further recommendations from that group. Every questions was answered without hesitation or reserve. He is rate capped, but 15% is appropriate in his case. I fully endorse this borrower and will place a bid to support him
Endorsement for Jtaylor3030 on Nov 14, 2006
This borrower looks to me to be truly worthy of a loan. She is getting money to further her education. Proven ability to manage credit. Reducing her credit card obligation is a good step. Loan is totally endorsed by me.
Endorsement for blueeyes58 on Jan 10, 2007
Money Talks member is a homeowner that is showing definite improvement in financial situation. Moved up to a C. Only 1 current debt and is even paying off the old bills. DTI is lower. Using loan in part to pay off current Prosper loan.
Endorsement for singlemomof3boys on Dec 18, 2006
Paystubs confirm income. Unfortunatly this lady lives in a rate capped state. I have removed the fees, but still the interest rate is low. However, I feel this is a safe loan. 0-0-0 long credit history. Endorsing with my bid. Automatic funding recommended again to give lenders full value.
Endorsement for johnny77 on Dec 28, 2006
Lookie lookie, our guy John is moving up. Last listing he was a D with 2 current lates. He now only has 1 which is verified to be the Dell PC and will be paid in January. Rate is great. Borrower is fully vetted. I like this loan proven by my bids.
Endorsement for JaysMom on Sep 18, 2006
I endorse this loan. I talked extensively with JaysMom today (about 5 calls) to clarify the credit problems. She faxed me copy of her paystub. The information matches what she listed on the loan. Also, she faxed proof the mortgage company made a mistake crediting her account. I believe JaysMom is honest and truly on the road to turning her life around. I wholeheartedly belevieve this is a good loan and will be repaid. I will bid on loan probably tonight if money is finally in my account.
Endorsement for mdshe9828 on Sep 27, 2006
This borrower talked extensively with me on the phone. Her current and past DQs are as she states, the results of the same student loans being reported repeatedly. I have copies of the credit report which is over 35 pages and it is mostly the same loans which are being paid. Also, have copy of her paycheck. The amounts is the same as her listing. The name on the paycheck stub is the same as the name Prosper lists. All looks authentic. Borrower answered all questions without hesitation.
Endorsement for leisa4280 on Oct 20, 2006
This loan was fully vetted. Credit reports, employment, identify and phone verification. Income is as stated, but debts are currently high due to recent move. Credit problem fully explained and being cured. Couple takes responsibility. Very personable couple, revamping their lives. I'm in on this one. Give it look. New group leader. No stars. Endorsing with my bid.
Endorsement for pattiluu on Oct 15, 2006
Fully vetted loan. Telephone interviews, paystubs, credit report and utility bills. This lady really wants to do the right thing in my opinion. Details of findings will be posted.
Endorsement for CCRep on Sep 23, 2006
After speaking with Tenita, I am convinced she is a person that is ready, willing and able to repay this loan. Tenita is a young woman needing help getting out of a payday loan nightmare. Despite many financial setbacks, she manages to pay all her bills on time. The loan will enable her to protect her credit, at the same time allowing her financial freedom. No DQs and no PRs. Fully vetted.
Endorsement for Tenneh on Oct 05, 2006
This couple is A rated and have already received one loan from Prosper. They seem to have are working together to help adopt. They have been open and honest with all questions. It appears to me they will be able to handle this debt based on the superb budget they have prepared. They say they will fax any documents lenders want vetted. I support This loan with my bid.
Endorsement for yolanda87 on Sep 30, 2006
Another payday loan nightmare. Borrower states she really wants financial freedom. Employment was verified. Credit report review.
Endorsement for mohanr1 on Oct 09, 2006
Endorsement Withdrawn
This borrower was fully vetted. Documents available for inspection. Rate capped state, but good risk. Telephone and document verification. Borrower got a much higher loan (29%) after last listing. Want Prosper loan to pay it off. Wholeheartedly endorse this listing.
Endorsement for applesR4theweak on Oct 09, 2006
Endorsement Withdrawn
This grad student in a rate capped state. I like the loan and will bid it tomorrow evening.
Endorsement for LOVE2BASSFISH on Nov 17, 2006
Highly recommend this Strong D. This is a working business woman that just needs a little help for relocation. Many talks and vetted proof of her business succes makes me believe this loan is a sure bet. Even with the low rate cap, I am bidding strong on this one. Love2bassfish has been open to all questions submitted proof of every claim. Any group leader that want copies of vetted material let me know. Let's ignore the rate and fund this one. See the vetting on love2bassfish
Endorsement for sanshu on Oct 16, 2006
This loan was fully vetted. Disclosure: This loan is for a friend that I have known for over 20 years. I have 100% faith in her ability and willingness to repay. If I didn't have all my money tied up in Prosper I would have fully funded this loan. In fact, if it does not fund I will find the money to fund it myself. Willing to be totally accountable for this loan. There was a mix-up with the checking/savings account. Prosper said it is fixed and to relist. Checking number put on savings accoun
Endorsement for Rviaxxx on Oct 26, 2006
The CR does show the small medical bills and the Fingerhut charge. She has made arrangements to pay all. Have proof of steady employment and 3 raises which will be more than enough to pay the loan. Should be noted problems came from unscrupulous people selling her a trailer home. Took off membership fee. Clear case of borrower needing a break.
Endorsement for SocialWorker73 on Oct 25, 2006
Endorsement Withdrawn
Borrower talked extensively with me on the telephone. Emailed me Experian credit report. Appears open to all questions. Answered questions with no hesitations. Provided proof of BK discharge and divorce. I believe she really is turning her life around is on her way up and not down. I'm bidding on this listing. Borrower is making herself available in the forums for questions.
Endorsement for Bassman78 on Nov 13, 2006
This relist is for a well-deserving hard working family man. Wife has returned to work and is contributing to nonreported income. Numerous phone calls, faxes and emails make me think this individual is definitely worth our support and dollars. Of course, I support this listing/borrower with my words and my dollars. Webpage for the vetting is below. http://forums.prosper.com/index.php?showtopic=11739&st=0&#entry133575
Endorsement for navylady on Nov 12, 2006
Navylady has talked to me on the phone. She was vetted to prove the things she states in her listing is correct. The full vet is at this address: http://forums.prosper.com/index.php?act=ST&f=11&t=12178 The previous listing caused some controversy because the finance also had a listing which has been removed. Everything totally checks out with this navy lady. I am endorsing with my good faith bid. DTI is based on one salary but bills are based on two incomes. She is a respons
Endorsement for lovingme4me928 on Nov 07, 2006
Full disclosure. This picture was used in Kidlax28's listing. This loan is in replace of Kidlax28, also a member's listing. On my recommendation he withdrew his listing, because his girlfriend has better credit. I spoke with both of them on the phone and they agreed she is more credit worthy. They state they only need half the money, but state limits requires the amount. The overage will be immediately repaid on the loan. As always do your own due diligence. Kidlax will be in the chats.
Endorsement for Lonniedealer30 on Nov 15, 2006
This is my kind of deal. Real estate rehabber in a down market is cash on the barrelhead. She manages her money well, small glich I'm overlooking. No current DQs or BKs. Voting with my bid.
Endorsement for tonyb720 on Nov 16, 2006
I believe this is a man handles his credit well, evidenced by the lack of current or past 7 year DQs and no BKs. I support this listing with my bid.
Endorsement for CandBLendingLLC on Dec 19, 2006
Awesome listing. Terrific rate. Ignore DTI, borrower has multiple streams of income and enough verifiable assets to cover this loan. I'm in. Be Prosperous Ms. Ava
Endorsement for fsugrad on Nov 28, 2006
Endorsement Withdrawn
I feel this borrower will pay the loan.
Endorsement for CellMan on Nov 28, 2006
Borrower's business was verified by simple searches. Business is established for over 10 years. I am endorsing with my bids. Borrower was able to get the current owner to hold more of the paper. (fund more of the loan), reason for reduced request.
Endorsement for Stevesb0968 on Dec 01, 2006
Have talked to borrower on phone. Did not vet credit but did run a google search. I believe in this loan.
Endorsement for procady on Feb 03, 2007
Borrower is ebay Powerseller. household income very high. DTI quite managable. Proven history of paying bills. In addition to full time job, husband has side business tutoring golf. Endorsed by my bids. Really like this one.
Endorsement for klaudga on Dec 04, 2006
Endorsing this listing based on review of credit report faxed to me by borrower. Several telephone calls explaining his various businesses. Also, review of his bank account for the Janitorial business. This is a landlord running 3 businesses with all his bills paid on time. 0-0-0 credit grade A. Offering outstanding rate because of short 3 year credit history and he plans to keep the loan for only 1 year. Full vetting in RML to follow.
Endorsement for Urbanyoung on Jan 12, 2007
Borrower sen me copy of driver's license, utility bill, bank statement and 2 recent paystubs. Telephone interview was also conducted. Might be a good place to invest. I'm in. Should be noted I did not review credit report.
Endorsement for mightysioux911 on Jan 19, 2007
Endorsement Withdrawn
I spoke with borrower on phone. He chose not to be vetted because of all the ID theft questions currently being raised.
Endorsement for medic104 on Dec 12, 2006
Clean B. Great rate. Kind of listing we have all been looking for. I'm in.
Endorsement for jdiggs1497 on Dec 14, 2006
Borrower verified through telephone interviews. Faxed paystubs (3). Experian credit report. Credit report shows one small late which will be paid off with the loan according to the borrower. It should be noted, no medical bills were on the credit report. Borrower is managing to pay them all on time. Consolidation loan will greatly help this borrower, I feel this is a good safe loan given the borrower's history. Endorsing with my bid.
Endorsement for Living_Well on Jan 13, 2007
Endorsement Withdrawn
This is a goody. Excellent credit, adequate income. Superior rate. Group leader support. What more can you ask for? Of course I'm in.
Endorsement for GoldenMean on Dec 27, 2006
Quality HR. Long credit history. Clean HR 0-0-0. Endorsed with my bids.
Endorsement for Heavin on Jan 12, 2007
Very clean E. Documents verified identity, paystubs, banking, utility. Telephone interview. DTI slightly high, but will be reduced with the payoff of some bills with Prosper loan. Income is quite good. Child support court ordered will continue. Endorsed with my bids.
Endorsement for Ashara on Dec 28, 2006
Definitely an HR on her way back up. Responsible young woman that pays her bills. After talks she convinced me she will limit credit card spending in the future. Looking for great return, try this one. Of course backing with my bid.
Endorsement for mansah on Jan 21, 2007
Received copies of 2005 W2, paystubs, Driver's License, and utility bill. Also telephone interview on Prosper supplied number. Of note: borrower has full-time 40 week job which is sufficient to repay loan. The truck will allow him to make additional money. Endorsed with my bid. Autofunds to give lenders full rate.
Endorsement for LolaMia on Jan 24, 2007
Verified borrower. Identity, phone and paystubs. Current lates are student loans in deferment (not verified). Endorsed with my bid.
Endorsement for OutlawPhoto on Jan 21, 2007
Wow just wow! another great listing. Vetted by internet check, telephone calls, utility bill, last 2 paystubs and Driver's License. Borrower is 0-0-0 never late on anything. I'm ignoring the DTI because it is based on his employment. He has an excellent photography business which the loan will help grow. Endorsing with my bid(s). Don't let this one get away.
Endorsement for BlondeAmbition on Jan 22, 2007
Endorsement Withdrawn
Great rate. Vetted loan. Ability to repay. Driver's License, paystubs, utility bills, and employment. Several telephone conversations. ScoreX speaks for itself. Hardworking ambition woman. Endorsing with my bid.
Endorsement for pg10351 on Jan 19, 2007
The listing should be for 10 days. A budget itemizing net income and expenses has to be included. Lastly raise the interest rate to 21% With the high starting rate you can start a bidding war and probably get the rate down below where you want. Oh, and if you vet (verify income, utility bill and identity) it is a big plus. If you don't want to make changes, I understand , just resubmit, and I will approve as is. Be Prosperous Ms. Ava
Endorsement for CarpeDiem82 on Feb 07, 2007
Fully vetted loan. The current DQs are paid. Proof from HSBC and Citi. Copies of the 0 balance and copies the money came from her bank account. Verified pay 1/19 and 2/02. Copy of utility bill also in hand. Telephone conversation convinced me this person is definitely on right track. In fact, the small lates were simply going over credit amount. Prosper will take care of that and she should be on the right track. I like this one, maybe you will too. Watch for new endorsement system after PD.
Endorsement for noisedoll on Feb 06, 2007
You ask for quality, here it is. Young working couple. Spoke with both on the phone. Have copy of pay stubs, Driver's License and utility bill. DTI does not include husband's income. Almost 7 year credit history, no blemishes. This one I'm bidding and low enough to stay in. Starting rate is high, but I'm counting on you lenders to see the true value in this listing and price it right.
Endorsement for CommercialChamp on Feb 08, 2007
Endorsement Withdrawn
Real estate investor. Verified bank statements, cash flow as stated. Copy of driver's license. Florida state rate capped. 0-0-0 shows he pays his bills. Have a lot in common with Commercial Champ. Might be driving over to Tampa soon to do some deals with him. Endorsing with my bid. Notice the low DTI. Because of the low rate I'm giving this loan 4 stars with 5 being the best. * * * *
Endorsement for 2sweet75 on Feb 17, 2007
Borrower is responsible. The one PR was paid and dismissed, proof provided. Very clean B. * * * *
Endorsement for jcoop48 on Feb 24, 2007
Jeffrey sent me documentation proving the discharge of the BKs. Proof sent to the mortgage company showing the lates were part of the BKs. Copies of W2,pay stubs and bank statements. Proof of ownership in Dish business. Wife runs business while husband continues to work. After examining all the documentation and numerous phone calls. I believe this couple is worth the loan to expand the business. Bidding with one bid at low enough to be in on funding.
Endorsement for ORR74 on Feb 26, 2007
Endorsement Withdrawn
This account was fully vetted. Pay stubs, credit report, phone calls, bank statements. The late that is showing is in dispute on Credit. Note I bid on this listing. Ran out of funds. Will definitely bid more Friday.
Endorsement for AaronsMom on Mar 10, 2007
AaronsMom is a real estate investor with several investment properties. Also, mortgage contractor with Countrywide. Vetted 5 CD value over $90,000, Driver's License and mortgage. Telephone conversation explains this is going to be a short term loan, but interest is high for the short time. Endorsed with my bids, one at 15% sufficiently low to remain in at funding.
Endorsement for bizman_7 on Mar 14, 2007
Have reviewed his credit reports, pay stubs, driver's license and bank account. Telephone conversation says he is paying off the current DQs, with 3 of them in dispute. I gave this borrower a lot of thought. Willing to share the documents I reviewed with lenders. Bizman will be in the forums to answer questions. You might want to consider this loan. Credit grade has move up. He is improving.
Endorsement for jenara on Mar 23, 2007
Looks like a clean B. Interest rate starting high to get bids flowing. I'm in at 1% on one bid to be in on the end since I found out many lenders expect this of the GLs.
Endorsement for spiders on Mar 13, 2007
Endorsement Withdrawn
Clean AA. Will bid as soon as funds transfer in.
Endorsement for brandnewc23 on Apr 05, 2007
Endorsement Withdrawn
0-0-0 HR. Trapped in payday hell. Vetted pay stubs, and Driver's License. Lives with mother so no utility. Prosper will have to use car title/insurance or something else. This is a relist. I' m giving the borrower another chance. I have invited borrower to the forums.
Endorsement for strongcashflow on Apr 06, 2007
This is the vetting information I received from MBA Lawyer. Stephanie's husband) From his original loan with Money Talks. 1.Copy paystubs from xxx 1/1 - 1/15 & 1/16 - 1/31 showing income $8k 2.Copy of paystub from xxxx showing consulting fee $2,000 3. Copy of invoices from xxx showing $10,000 4.Copy of college degree 5. Recent bills from Washington Mutual, Dell and Household Bank 6. Copy of xxx power company bill In addition I received Feb. and Mar Bank Statements
Endorsement for mundo4u2 on Apr 09, 2007
mundo4u2 - has 0-0-0-0 long history credit. DTI is reasonable based on verified W2. Also verified Driver's License, utility bill. Numerous telephone talks convinces me this borrower is ready, willing and able to repay. Very clean D offering exceptional rate. I'm in. Will bid more when funds transfer in.
Endorsement for tomahawk5 on Apr 11, 2007
Endorsement Withdrawn
Clean E. Rate capped Florida, hence GL fees removed. Borrower sent copy of 3/16-3/30 pay stub. Income is as stated in listing. Copy of bank statement and also utility bill also emailed. Endorsing with my bids. One bid at 12% in order to be in on loan at end. Ask questions, borrower is very open.
Endorsement for Deca54 on Apr 15, 2007
Endorsement Withdrawn
I received copies of the last 2 pay stubs for Deca54. They showed he recently received a .50 cents increase in pay. Works overtime and also receives shift differential. In addition he sent e his recent electric bill. It should be noted he stated his scanner is not working so I did not receive a copy of the Driver's License. It is obvious this young man needs the loan to fix the car. I am waiting on a transfer to the account to place another bid.
Endorsement for trush22 on May 18, 2007
Endorsement Withdrawn
Responsible couple helping their adult child. Credit rate is as high as Prosper would allow. Supporting this loan with 3 bids. Last bid will be 1% to ensure I'm in on close.
Endorsement for grannygw on May 21, 2007
Borrower paying bills to realize the American dream (homeownership). Borrower has talked to me on the phone. She is offering a higher rate than her reformed credit grade. I am supporting this loan with my bid.
Endorsement for RehabDoc on Jun 08, 2007
Endorsement Withdrawn
Borrower with excellent credit and ability to repay. Feel this is an excellent opportunity to invest. Endorsing with my bids.
Endorsement for hardneasylivin on Sep 02, 2007
I am bidding on this borrower based on his excellent credit.
Endorsement for IsaIas on Oct 12, 2006
Endorsement Withdrawn
I think this loan is realistic. Borrower is just trying to use Prosper to get his credit score up. I will be bidding tomorrow when funds come in.
Endorsement for rolly24 on Oct 17, 2007
Listing is for a long time friend. She lives within walking distance of my home. We also worked together for years in Chicago. I am her friend, Realtor and mortgage broker. This is one loan that I know will be paid on time every month. The credit speaks for itself. She loaned me money to get my first investment property. I am in at 1% to make sure all my money is still working here at close. In addition, I am transferring more dollars in to get an even larger piece of the action.
Endorsement for Hanumanhojo on Nov 15, 2007
Hanumanhojo is a well-respected lender. I consult him a lot on bids. His credit obviously speaks for itself. From knowing him as an internet buddy his integrity and demeanor is above reproach. I whole-heartedly endorse Hanumanhojo with my bids and my faith. This endorsement is even before I see the listing. The low bid is because I'm waiting on more funds.
Endorsement for babytaylor on Nov 16, 2007
I met babytaylor face-to-face during the Hawaii meet and greet. She seems to me to be a person with high integrity. She is active and respected in the Ohana group. We exchanged personal information and plan to stay in touch. Whole heartedly endorse this listing, as evidence by my bid.
Endorsement for bcazay on Nov 25, 2007
I met bcazay at the October M&G. Her credit of course speaks for itself. I like her as a friend and hope to have a long business relationship with bcazay. My bid at 5% demonstrates my support. Be Pro$perou$ Ms. Ava
Endorsement for islandmele on Mar 26, 2008
I met Islandmele through Prosper online, then personally in San Francisco and Hawaii. I find mele to be a kind, thoughtful, dynamic generous person. She is the leader of one of the best groups on Prosper. She has become a friend. Her perfect credit speaks for itself. I wholeheartedly endorse Islandmele for a loan with my vote of confidence and my money. I'm bidding the first $200 at 1% to ensure I'm in on the loan. Will transfer in more money to bid this loan as it becomes available.
Endorsement for kidlax21 on Apr 29, 2008
Credit is gradually improving. I still have faith in this young couple.